VA Loan and Mortgage Questions

Do you have questions about VA loans? This section provides answers to some of the common questions regarding the VA loan process.

If you're ready to move forward, your lender can answer questions and serve as a guide to the process, from COE to closing. We'll match you with up to five lenders for rate quotes using our VA loan finder.

Common VA Loan Questions

How Much Can You Qualify for With a VA Loan?

One limit on how much you can borrow is a rule based upon a formula called the debt to income ratio, or simply "debt ratio."

5 VA Loan Myths Dispelled

Discussion about common disbeliefs further demonstrates that zero-down, VA-backed mortgages are hard to beat.

Can You Borrow More Than Your Home Is Worth?

That question is answered both by how much your monthly payments will be compared to how much you make each month.

Are VA Home Inspections and Appraisals the Same?

We explain what these very important requirements of a VA loan are, and how they protect you.

Consider These Questions to Get the Most Out of Your VA Loan

8 Keys to Understanding VA Loan Occupancy Rules

5 Reasons Buyers and Sellers Should Not Fear VA Loans

VA Loan Q&A: How to Get a DD-214

VA Loan Q&A: Fees and Seller Obligations

Trouble Making Payments

Top Five First-Time Homebuyer Questions

Close Your VA Loan on the First Month or Last?

VA Loan Q&A: What Makes You an Attractive Buyer?

VA Loan Q&A: What is an Assumable Mortgage?

VA Loan Q&A: VA Loans and New Construction

VA Loan Q&A: VA Funding Fee

VA Loan Q&A: Programs for "Underwater" Homes

VA Loan Q&A: Occupancy Requirements

VA Loan Q&A: Lenders and Upfront Approval

VA Loan Q&A: Inspections and Appraisals