Ryan Guina

Ryan Guina is a military veteran, writer and small business owner. He currently serves in the Air National Guard.

Ryan served on active duty in the US Air Force for six and a half years and completed five deployments. He worked as a civilian contractor on US Air Force logistics systems for several years after leaving active duty. He joined the Air National Guard after being out of the military for over eight years.

During his transition from active duty, he started two websites, TheMilitaryWallet.com and CashMoneyLife.com. He continues to operate these websites to help people take advantage of their military benefits and to make better financial decisions.

Ryan's writing has been featured in Military.com, Forbes.com, US News & World Report, Yahoo Finance, Reserve & National Guard Magazine, USAA, and many other publications.

Latest Articles

Why Aren't There Military Retiree Pay Scales?

Have you ever wondered why there are no pay charts for military retirees?

Didn't Retire from Active Duty? You Can Still Use Your Service Toward a Pension

The good news is that your active duty military service puts you in a better position to earn a pension, even if you count...

Having a VA Disability Rating Doesn't Prevent You from Serving in the Military

In some cases, it is possible to serve in the military with a VA disability rating.

Five Steps to Stop Living Paycheck to Paycheck

Living from paycheck to paycheck? The sooner you break free from the cycle, the sooner you can move toward financial security...

Why January Is the Month to Put a Fraud Alert on Your Credit Report

Your credit report includes very important documentation of your credit history, which is used by lenders to assess risk.

5 Military Transition Money Problems and How to Solve Them

Finding the help and resources you need to plan for your financial transition from the military is critical.

Military News

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Most Popular Military News

Rep. Michael Lawler, R-N.Y., left, confronts House Minority Leader Hakeem Jeffries, D-N.Y.

Federal Government Shutdown Grinds into a Second Week as Tempers Flare at the Capitol

As the federal government shutdown enters a second week, there’s no discernible endgame in sight.

U.S. Sen. Richard Blumenthal (D-Conn.) questions U.S. Attorney General Pam Bondi as she testifies before the Senate Judiciary Committee in the Hart Senate Office Building on Capitol Hill in Washington, D.C.

Trump Targets Blumenthal, Calling for Investigation into Senator's Vietnam Service Claims

President Donald Trump is targeting U.S. Sen. Richard Blumenthal again after Connecticut’s senior U.S. senator grilled U.S...

Pvt. Paul Douglas, age 50, performs a rifle inspection with his drill instructor aboard Marine Corps Recruit Depot S.C., 1942. Douglas, at age 50 was the oldest recruit in the history of Parris Island, and went on to become a purple heart recipient and Chicago senator (DVIDS).

At 50, He Survived Marine Boot Camp — Then Fought at Peleliu and Okinawa

When 50-year-old Paul Douglas showed up at Marine Corps boot camp in 1942, the white-haired economics professor looked more...

Pack and transport platoon of the Russian army. Southern Military District. Ministry of Defense of Russia (Wikimedia Commons).

Ukrainian Drones Attack Russian Cavalry Troops in Rare 21st-Century Encounter

A short video circulating online this month appears to show a Russian mounted patrol being struck by a Ukrainian drone near...

When The Government Can Afford Everything Except The Essentials

Every shutdown forces the government to decide what counts as “essential.” Air traffic controllers and TSA agents fall into...

Troops Will Miss Paychecks Next Week Without Action on the Government Shutdown

The federal government shutdown is raising anxiety levels among service members and their families, because those in uniform...

Latest Military Videos

US Destroyer Crew Fought U-Boat Sailors Hand to Hand

During World War II, the crew of a brand-new destroyer escort, USS Buckley, slugged it out in hand-to-hand combat...

Soldier Born into Life of Crime Received Medal of Honor

Charles Barger's life began under difficult circumstances and never really got any easier.

8 Legendary US Military Snipers

The most notable snipers in U.S. military history aren’t just legends. They include real soldiers, sailors and Marines who...

VIDEO: How a Former Waffen-SS Officer Became an American War Hero Buried at Arlington National Cemetery

A headstone in Section 60 of Arlington National Cemetery marks the remains of the only known former Waffen-SS member...

Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

Warrant Officer Stephen Peth (left) with Ted Jacoby (right). Behind them is one of the UH-1 Huey DUSTOFF helicopters, which ferried wounded troops from the battlefield to hospitals, greatly increasing their chance of survival. (Stephen Peth)

Vietnam DUSTOFF Pilot Who Saved 3,000 Earned Gold Medal Honor for MEDEVAC Crews

By then, he had flown over 3,000 casualties to safety during 11 months evacuating wounded soldiers from Vietnam's most...

Members of an honor guard carry U.S. service flags up Fifth Avenue during New York City’s Veterans Day Parade on Nov. 11, 2025. The nation’s largest Veterans Day event honored 250 years of American military service with thousands of spectators lining the route in freezing temperatures. (Darius Radzius/Military.com)

New York Honors 250 Years Of Military Service In Nation’s Largest Veterans Day Parade

New York City marked Veterans Day with the largest parade in the nation, honoring 250 years of military service along Fifth...

Navy News

New York Honors 250 Years Of Military Service In Nation’s Largest Veterans Day Parade

New York City marked Veterans Day with the largest parade in the nation, honoring 250 years of military service along Fifth...

U.S. Air Force transport aircrafts are seen on the tarmac at Ramstein Air Base, in Germany.

US Government Shutdown Forces Local Workers at Some Overseas Bases to Go Without Pay

At least 2,000 people working at overseas bases in Europe have had their salaries interrupted since the shutdown began almost...

Air Force News

US Government Shutdown Forces Local Workers at Some Overseas Bases to Go Without Pay

At least 2,000 people working at overseas bases in Europe have had their salaries interrupted since the shutdown began almost...

Rick Bottoroff with his wife, Stefanie, new owners of an Office Pride business. (Submitted photo)

How a 20-Year Air Force Veteran Made the Leap to Small Business Owner

With tactical and leadership skills honed from decades in the Air Force, along with his wife's business savvy, Rick Bottoroff...

Space Force News

U.S. Air Force U.S. Air Force Tech. Sgt. Rachel Harmon and Master Sgt. Tom Anderson, weapons loaders assigned to the 174th Attack Wing, checks an inert GBU 12 laser guided missile on an MQ-9 Reaper at Springfield-Beckley Air National Guard Base in Springfield, Ohio.

Two Space Force Units Bring the 'Invisible Front Line' to Ohio

A ceremonial ribbon-cutting is planned for Friday for the Space Intelligence Production Cell at the Springfield-Beckley Air...

A painting of a Defense Support Program satellite from the Air Force Art collection. DSP provides a variety of national security capabilities. Its flagship mission of launch detection was made famous during the Cold War. (U.S. Air Force image)

Clearing The Orbits: Space Force Partnerships In Orbital Cleanup

The growing congestion of Earth orbit has raised risks to satellites, space stations, and long-term space sustainability. The...

Marine Corps News

New York Honors 250 Years Of Military Service In Nation’s Largest Veterans Day Parade

New York City marked Veterans Day with the largest parade in the nation, honoring 250 years of military service along Fifth...

Marine K9 Handler Marcus Gill and his Military Working Dog, Izzy, on patrol in Helmand Province, Afghanistan in 2009. (Marcus Gill)

Wounded K9 Handler Overcame Near-Fatal IED Blast, Found Faith to Help Others

Gill would eventually earn a degree in theological leadership and dedicate his life to protecting others—especially children...

Coast Guard News

U.S. Homeland Security Secretary Kristi Noem participates in a tour at the U.S. Coast Guard Station Charleston, Friday, Nov. 7, 2025, in Charleston, S.C. (AP Photo/Alex Brandon, Pool)

More Recruits Require More Space: Coast Guard Announces New Training Center

Days after the U.S. Coast Guard announced some of its highest recruiting numbers in decades, it now intends to open a new...

US Coast Guard Recruitment Hits Highest Mark in Decades: 'Workforce of Future'

The service hits its highest numbers since 1991, with bigger plans to come.

Ryan Guina

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