Ryan Guina

Ryan Guina is a military veteran, writer and small business owner. He currently serves in the Air National Guard.

Ryan served on active duty in the US Air Force for six and a half years and completed five deployments. He worked as a civilian contractor on US Air Force logistics systems for several years after leaving active duty. He joined the Air National Guard after being out of the military for over eight years.

During his transition from active duty, he started two websites, TheMilitaryWallet.com and CashMoneyLife.com. He continues to operate these websites to help people take advantage of their military benefits and to make better financial decisions.

Ryan's writing has been featured in Military.com, Forbes.com, US News & World Report, Yahoo Finance, Reserve & National Guard Magazine, USAA, and many other publications.

Latest Articles

6 Financial Takeaways from the Coronavirus Outbreak

You may have emergency supplies on hand, but what about emergency money?

Some Veterans May Need to Take This Extra Step to Get Their Stimulus Check

Make sure your economic stimulus check isn't delayed.

Trying to Time the Stock Market Is a Bad Idea. Here Is a Better Way to Invest

Even "experts" have problems trying to time the market.

Elizabeth Ross checks her kennel at the Military Working Dog Center at Joint Base San Antonio-Lackland, Texas, Sept. 25, 2020.

Veterans Who Join the Civil Service Are Eligible for Valuable Service Credits

Each year of military service you buy back as a military service credit counts as a year toward your pension.

Navy veteran Joseph Dyer is a forensic investigator with the Department of Homeland Security. (Photo courtesy of DHS)

5 Benefits of Serving in the Civil Service After Your Military Career

Your military service can give you great benefits as a federal employee.

compass with the needle pointing towards word "insurance"

Is Your Family Protected from a Loss of Income?

What exactly are life insurance and disability insurance?

Year-End Tax Moves: 6 Ways to Save on Taxes Before Dec. 31

Take advantage of tax savings while you can.

Tips for Preparing Your 2020 Taxes

TIme to start getting all your paperwork ready for the annual task. Here's what you'll need.

Stylized words reading Individual Retirement Account

How Military Members Can Max Out Their IRAs Each Year

A bit of planning can make it easy to save the maximum amount allowed by law

Mortgage Rates Are Still Near Record Lows. Is Now a Good Time to Refinance?

There are many things to consider when refinancing your home.

Computer keyboard with "insurance" written on a key

Shopping for Insurance Quotes Could Save You Hundreds of Dollars Annually

It's a good idea to review all of your policies every year.

Cash Flow Problems? The IRS Just Changed Retirement Account Distribution -- Again

Thanks to the change, more people are eligible to take early withdrawals and loans from their retirement accounts -- if they...

4 Ways to Find More Money to Save for Retirement

How can you fund retirement while meeting your daily need for cash?

Command Master Chief Brian McDonough (left) promotes Culinary Specialist 2nd Class Matthew Ndambuki to petty officer first class during a meritorious advancement program (MAP) promotion ceremony at U.S. Naval Forces Central Command (NAVCENT), July 12, 2018. (U.S. Navy photo/Bryan Neal Blair)

Will the COVID-19 Emergency Impact Your Promotion and Career Opportunities?

COVID-19 could have another trick up its sleeve. It may impact your career in ways that are only now coming to light.

Michigan Army National Guard soldiers distribute over 20,000 pounds of food in west Michigan.

Guard and Reserve Members Face Dual Struggles Due to Coronavirus Response

Activated members need better access to benefits, while others can't rack up necessary training requirements.

Military News

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Most Popular Military News

President Donald J. Trump signs the National Defense Authorization Act of 2019 at Fort Drum, New York, on August 13. (U.S. Army photo by Sgt. Thomas Scaggs)

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Insert the "doink doink" from "Law & Order" here. (U.S. Air Force/Staff Sgt. Joshua Magbanua)

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Latest Military Videos

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Investigations and Features

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

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A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

A patch in the home of retired missileer Paul Hunke

They Stood Sentry over America's Nuclear Missile Arsenal. Many Worry It Gave Them Cancer.

For years, it was an open secret among missileers that the Cold War-era missile alert facilities and launch control centers...

Army News

Space where a portrait of retired Gen. Mark Milley hung

Mark Milley's Portrait Disappears from Pentagon on Trump's Inauguration Day

The portrait of Milley hung in an ornate hallway that is dedicated to the history of the Joint Chiefs and displays 19 other...

Stewart Rhodes, founder of the Oath Keepers

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Five of the Oath Keepers who had sentences commuted by the president -- including Rhodes, who was facing 18 years in prison...

Navy News

Boarding team members from USS James E. Williams board North Korean cargo vessel Dai Hong Dan to provide assistance on Oct. 30, 2007. (U.S. Navy)

That Time US Navy and North Korean Sailors Teamed Up to Battle Somali Pirates

While the United States isn't specifically required to help North Korea, an important part of the U.S. Navy's ongoing mission...

This is a locator map for Yemen with its capital, Sanaa.

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The Houthis' announcement, made in an email sent to shippers, likely won't be enough to encourage global firms to reenter the...

Air Force News

Capt. Matthew Lohmeier instructs a trainee

He Met Trump After Being Booted from the Space Force. Then, He Was Tapped to Help Lead the Air Force.

The now-president announced on social media that Matthew Lohmeier would become his nominee to be the second-highest civilian...

Dr. Troy E. Meink, principal deputy director of the National Reconnaissance Office

Trump Names Former KC-135 Navigator, Spy Agency Official to Be Next Air Force Secretary

Trump said on social media that Troy Meink, currently the principal director of the National Reconnaissance Office, was his...

Space Force News

He Met Trump After Being Booted from the Space Force. Then, He Was Tapped to Help Lead the Air Force.

The now-president announced on social media that Matthew Lohmeier would become his nominee to be the second-highest civilian...

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Marine Corps News

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Coast Guard News

Coast Guard Commandant Adm. Linda Fagan delivers remarks

Trailblazing Coast Guard Commandant Fired by Trump Administration

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In a deeply partisan Congress, one group of lawmakers with a shared background is working in a bipartisan way to try to pass...