Ryan Guina

Ryan Guina is a military veteran, writer and small business owner. He currently serves in the Air National Guard.

Ryan served on active duty in the US Air Force for six and a half years and completed five deployments. He worked as a civilian contractor on US Air Force logistics systems for several years after leaving active duty. He joined the Air National Guard after being out of the military for over eight years.

During his transition from active duty, he started two websites, TheMilitaryWallet.com and CashMoneyLife.com. He continues to operate these websites to help people take advantage of their military benefits and to make better financial decisions.

Ryan's writing has been featured in Military.com, Forbes.com, US News & World Report, Yahoo Finance, Reserve & National Guard Magazine, USAA, and many other publications.

Latest Articles

6 Financial Takeaways from the Coronavirus Outbreak

You may have emergency supplies on hand, but what about emergency money?

Some Veterans May Need to Take This Extra Step to Get Their Stimulus Check

Make sure your economic stimulus check isn't delayed.

Trying to Time the Stock Market Is a Bad Idea. Here Is a Better Way to Invest

Even "experts" have problems trying to time the market.

Elizabeth Ross checks her kennel at the Military Working Dog Center at Joint Base San Antonio-Lackland, Texas, Sept. 25, 2020.

Veterans Who Join the Civil Service Are Eligible for Valuable Service Credits

Each year of military service you buy back as a military service credit counts as a year toward your pension.

Navy veteran Joseph Dyer is a forensic investigator with the Department of Homeland Security. (Photo courtesy of DHS)

5 Benefits of Serving in the Civil Service After Your Military Career

Your military service can give you great benefits as a federal employee.

compass with the needle pointing towards word "insurance"

Is Your Family Protected from a Loss of Income?

What exactly are life insurance and disability insurance?

Year-End Tax Moves: 6 Ways to Save on Taxes Before Dec. 31

Take advantage of tax savings while you can.

Tips for Preparing Your 2020 Taxes

TIme to start getting all your paperwork ready for the annual task. Here's what you'll need.

Stylized words reading Individual Retirement Account

How Military Members Can Max Out Their IRAs Each Year

A bit of planning can make it easy to save the maximum amount allowed by law

Mortgage Rates Are Still Near Record Lows. Is Now a Good Time to Refinance?

There are many things to consider when refinancing your home.

Computer keyboard with "insurance" written on a key

Shopping for Insurance Quotes Could Save You Hundreds of Dollars Annually

It's a good idea to review all of your policies every year.

Cash Flow Problems? The IRS Just Changed Retirement Account Distribution -- Again

Thanks to the change, more people are eligible to take early withdrawals and loans from their retirement accounts -- if they...

4 Ways to Find More Money to Save for Retirement

How can you fund retirement while meeting your daily need for cash?

Command Master Chief Brian McDonough (left) promotes Culinary Specialist 2nd Class Matthew Ndambuki to petty officer first class during a meritorious advancement program (MAP) promotion ceremony at U.S. Naval Forces Central Command (NAVCENT), July 12, 2018. (U.S. Navy photo/Bryan Neal Blair)

Will the COVID-19 Emergency Impact Your Promotion and Career Opportunities?

COVID-19 could have another trick up its sleeve. It may impact your career in ways that are only now coming to light.

Michigan Army National Guard soldiers distribute over 20,000 pounds of food in west Michigan.

Guard and Reserve Members Face Dual Struggles Due to Coronavirus Response

Activated members need better access to benefits, while others can't rack up necessary training requirements.

Military News

Get the Military Insider Newsletter

Get the latest on pay updates, benefit changes and award-winning military content. Right in your inbox.

By signing up, you agree to our Privacy Notice.

Thank you for subscribing!

View more newsletters on our Subscriptions page.

One last step.

Verify your free subscription by following the instructions in the email sent to:

Most Popular Military News

Hegseth Paid Woman Who Accused Him of Sexual Assault over Fear for His Fox News Job, Lawyer Says

More details are emerging about an alleged 2017 sexual assault involving Pete Hegseth, President-elect Donald Trump's nominee...

Sgt. Jacqueline Speights, from 175th Surgical Detachment, 531st Hospital Center, prepares a sample for COVID-19 testing while Spc. Samuel Mawanda, from 626th Brigade Support Battalion, 3rd Brigade Combat Team, 101st Airborne Division (Air Assault), records data at Blanchfield Army Community Hospital’s COVID-19 sample processing section within the hospital’s Department of Pathology, Jan. 24, 2022. (Maria Christina Yager/Army)

Tricare Changes are Coming in 2025. Here’s What Beneficiaries Need to Know Right Now

Tricare beneficiaries need to be aware of changes taking place in both the East and West regions and may need to take action...

U.S. Army Reserve Officer Training Corps instructor arrives at the ROTC building on a university campus

Kings of Campus: How Some Army Instructors Use Their Clout to Prey on College Cadets

To the young students in the Army Reserve Officers' Training Corps (ROTC), the officers who run the programs on college...

Squad live fire exercise at Schofield Barracks

Thousands of Women Serve in Combat Roles. Pentagon Nominee Hegseth Says They Shouldn’t.

Pete Hegseth has made clear, in his own words, that he is critical of military service by women and more specifically opposes...

Veterans Affairs Officer Hit Man with Baton 45 Times as He ‘Screamed in Pain,’ Feds Say

The beating caused multiple injuries, including cuts on the man’s legs and a broken bone in his foot, according to...

Who Is Doug Collins? A Look at Trump's Pick to Head the VA

The former Georgia congressman is a Southern Baptist minister and Air Force colonel.

Latest Military Videos

Gen. Dwight D. Eisenhower's D-Day Message

Gen. Dwight D. Eisenhower began drafting his Order of the Day for June 6, 1944, in February. It was...

French Military Training Ukrainian Troops Ahead of Battlefield Deployment

A French military task force with a festive name — “Champagne” — is wrapping up a mission that's no...

Ukraine Soldiers Focus on Keeping Russian Advances at Bay but Brace for Trump Taking Over in US

Ukrainian soldiers on the front know the re-election of Donald Trump in the U.S. will change their lives, but...

US Military Releases Video Said to Show Impact of Drone Strike on Houthi Rebels

The U.S. military on Wednesday said it had conducted several days of strikes targeting Yemen's Houthi rebels. (Nov. 14)...

Investigations and Features

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

A patch in the home of retired missileer Paul Hunke

They Stood Sentry over America's Nuclear Missile Arsenal. Many Worry It Gave Them Cancer.

For years, it was an open secret among missileers that the Cold War-era missile alert facilities and launch control centers...

Army News

Arthur Frommer, 83, and his daughter, Pauline Frommer, 46, pose among tourists

Arthur Frommer, Army Vet and Travel Guide Innovator, Has Died at 95

Travel writer Arthur Frommer, who revolutionized leisure travel for ordinary Americans with his guidebook “Europe on 5...

President-elect Donald Trump speaks at the House GOP conference

Trump Backs 'Emergency' Plan to Use Military for Mass Deportations

Trump made mass deportation a major plank of his successful presidential campaign and has claimed more than 15 million...

Navy News

Cher's more formal look in her 1989 music video, "If I Could Turn Back Time," filmed aboard the battleship USS Missouri. (Criteron Studios)

How Cher's 'Turn Back Time' Music Video Made Even the Navy Blush

A video featuring Cher singing to a rowdy group of American sailors would have been no trouble for anyone involved -- if it...

A view of Naval Medical Center Portsmouth, which is across the Elizabeth River from Norfolk, Virginia.

Navy Shutters Premier East Coast Substance Abuse Program Amid Staffing Shortages

The program, in an aging building at Naval Medical Center Portsmouth in Virginia, has struggled to retain employees.

Air Force News

Privately owned vehicles wait to enter through the Dale Mabry gate at MacDill Air Force Base.

MacDill Airman Gets 5 Years Of Probation in 'Undead Apes' Blockchain Fraud

U.S. District Judge William Jung sentenced Devin Rhoden to five years’ probation, a reflection of Rhoden’s substantial...

Two Air Force Special Operations Command CV-22B Ospreys fly low and fast in formation on a training range

The Osprey's Safety Issues Spiked over Five Years and Caused Deaths. Pilots Still Want to Fly It

The Osprey is back in the air after being grounded for months following a crash last November that killed eight U.S. service...

Space Force News

A Falcon 9 rocket carrying Starlink 4-36 payload launches

Pentagon Silent on Elon Musk and Starlink Risks as Military Use Expands

In the past year, U.S. news outlets have reported that Musk, who oversees the satellite internet provider, has developed a...

The flag of the U.S. Space Command is unfurled at the White House

Colorado Could Lose US Space Command. Trump Is Expected to Move It to Alabama.

Trump's original decision to place Space Command -- the combatant command tasked with military operations in space that was...

Marine Corps News

Nimitz-class aircraft carrier USS Abraham Lincoln

Marine Corps F-35C Was Used in Combat for First Time to Strike Houthis, Military Confirms

Traveling at speeds of 1,200 mph, the F-35C can carry Joint Direct Attack Munitions, or JDAMs, air-to-air missiles and other...