Lacey Langford

Lacey Langford is an Air Force veteran, military spouse, speaker and financial coach who changes people’s lives from being fearful of money to having control and confidence with it. She’s an accredited financial counselor® with more than 15 years of financial planning, counseling and coaching experience.

Lacey’s the founder of MILMO®, a community dedicated to helping the U.S. military with personal finance and entrepreneurship. She’s the host of "The MilMo Show," a podcast that helps the military community make, save and invest money wisely. Lacey is also the founder and CEO of MilMoneyCon, a national conference for financial professionals united by military service.

Latest Articles

Ask Lacey: Is Private Long-Term Care Insurance Necessary for a 100% Disabled Vet?

As a 100% disabled veteran, you have valuable Department of Veterans Affairs benefits that might make private LTC insurance...

What to Do When a Military Spouse Loses Income

When you’re depending on that paycheck to cover essentials like rent, car payments or groceries, losing it can turn your...

A moving truck is unloaded as a family moves into their new home.

How to Navigate Finances During a Permanent Change of Station

A PCS comes with many unknowns. Those uncertainties can cause stress, especially when it comes to your money.

This March 22, 2013, file photo shows the exterior of the Internal Revenue Service building in Washington.

Ask Lacey: Is Concurrent Retirement and Disability Pay Taxed?

Concurrent Retirement and Disability Pay (CRDP) can be hard to wrap your head around, especially when it comes to taxes and...

What You Should Do with Special Duty Pay and Bonuses

Receiving special duty pay, such as jump, dive or flight pay, is great news for your financial planning. That said, be...

Ask Lacey: Do Any Programs Offer Low-Cost Auto Insurance?

Finding cheaper auto insurance is all about shopping around, asking questions and requesting discounts.

How Military Spouses Can Save for Retirement

Fortunately for military spouses, you can still save for your own retirement, even with challenges such as unemployment and...

Ask Lacey: How Can Veterans Get Free Cell Phones?

The good news is, there are options to help you without jumping through a bunch of hoops.

How to Prepare Financially for the Transition to Civilian Life

Without preparing for life after the military, the loss of benefits, higher taxes, tighter budgets and family stress can...

Ask Lacey: How Service Members Can Stick to a Financial Budget

Military-life curveballs such as mobilizations, an unplanned permanent change of station or unexpected moving costs make...

How to Keep Your Finances in Check All Year Long

By reviewing your finances throughout the year, you can catch problems early, adjust your plans and make sure you're always...

(Sgt. 1st Class Veshannah Lovelace/U.S. Army photo)

Ask Lacey: Does Paying Off Debt or Investing for the Future Take Priority?

It’s usually better to eliminate your debt, or at least reduce it, before investing in long-term savings such as your IRA.

An airman lets a stack of coins fall into the palm of their hand in honor of Financial Planning Month at Laughlin Air Force Base, Texas.

What to Do (and What Not to Do) with Your Pay Raise

Here's what to do -- and what not to do -- to ensure your pay raise sets you up for financial success.

Military News

Get the Military Insider Newsletter

Get the latest on pay updates, benefit changes and award-winning military content. Right in your inbox.

By signing up, you agree to our Privacy Notice.

Thank you for subscribing!

View more newsletters on our Subscriptions page.

One last step.

Verify your free subscription by following the instructions in the email sent to:

Most Popular Military News

Combat Arms Training and Maintenance students learn how to properly handle M18 pistols at Holloman Air Force Base, New Mexico.

Air Force Conducting Service-Wide Inspections of Sig Sauer M18 Pistol After Airman's Death

The entire Air Force is doing a service-wide inspection of the M18 handgun after a Security Forces airman suddenly died last...

Coast Guard Loopholes Could Be Linked to Miami Barge Crash, Maritime Experts Say

If a commercial tugboat is under 26 feet, it is subject to fewer requirements and restrictions, a retired ferry, barge and...

U.S. Army Reserve Spc. Shavaun Brugger, a UH-60 helicopter repairer assigned to Charlie Company, 7th Battalion, 158th Aviation Regiment, peers out of the door of a Black Hawk during Mojave Falcon 2025 at Fort Hunter Liggett, California.

The Army Reserve Is Gutting Aviation Units. Thousands of Soldiers Are Being Left in the Lurch.

Thousands of Army Reserve soldiers are being forced to scramble for new assignments after the service abruptly ordered the...

Fredrick Unger's children pose with Seaman Joseph Turk, who saved the 97-year-old

Quick Thinking by Rookie Seaman Saves Drowning 97-Year-Old During Coast Guard Festival

A 97-year-old man who lost his balance and fell around 6 feet into the Grand River is expected to make a full recovery...

Adm. Daryl Caudle, Commander, U.S. Fleet Forces Command, delivers remarks

Navy Leader Confirmed by Senate After Half-Year Vacancy

After nearly half a year without a Senate-confirmed uniformed leader, the Navy has a new top admiral.

5 Marriage Tips from a Divorced Military Spouse

Marriage isn’t easy. And the military can make it even harder. Some military marriages can withstand the strain. Others can’t...

Latest Military Videos

Weary Palestinians Carry Aid from Israeli- and US-Backed Distribution Site Near Where 8 Reported Killed

Witnesses and hospitals said Israeli troops opened fire Monday morning toward crowds of Palestinians trying to reach a food...

Indiana Military Base Selected to House Detained Migrants

Defense Secretary Pete Hegseth says bases in Indiana and New Jersey can house detained immigrants without affecting military readiness...

Mississippi Monkey Sanctuary Helps Veterans Cope with PTSD

In the embrace of a cheerfully chittering spider monkey, a military veteran with post traumatic stress disorder finds peace...

Former US Soldier Suspected of Killing 4 in Montana Remains at Large

Authorities say a former U.S. soldier suspected of killing four people at a Montana bar is still at large...

Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

Sen. Richard Blumenthal talks to reporters

Senators Seek Answers on Hawaii Veteran Ordered to Self-Deport

U.S. Sens. Mazie Hirono and Richard Blumenthal of Connecticut have sent a letter to Homeland Security Secretary Kristi Noem...

Broken Altimeter, Ignored Warnings: Hearings Reveal What Went Wrong in DC Crash that Killed 67

Over three days of sometimes contentious hearings this week, the National Transportation Safety Board interrogated Federal...

Navy News

Navy Leader Confirmed by Senate After Half-Year Vacancy

After nearly half a year without a Senate-confirmed uniformed leader, the Navy has a new top admiral.

The guided-missile destroyer USS James E. Williams prepares to depart at Naval Station Norfolk, Va., for its May 2, 2006, maiden voyage with the Enterprise Carrier Strike Group.

Virginia Senators Seek Answers from Navy in Death of Norfolk-Based Sailor

Seaman Angelina Resendiz went missing around May 30; her body was found 10 days later.

Air Force News

Air Force Investigating After Security Forces Kill Civilian Who Crashed into Arizona Base Gate

An airman from the base's Security Forces Squadron "shot and fatally injured" the civilian after several of the troops used...

Air Force Conducting Service-Wide Inspections of Sig Sauer M18 Pistol After Airman's Death

The entire Air Force is doing a service-wide inspection of the M18 handgun after a Security Forces airman suddenly died last...

Space Force News

U.S. Rep. Dale Strong (R-Alabama) speaks to the Huntsville-Madison County Chamber.

Alabama Congressman ‘100% Sure’ US Space Command Coming to Huntsville

U.S. Rep. Dale Strong (R-Alabama) said he has been assured by President Donald Trump that U.S. Space Command is coming to...

U.S. Space Force Brig. Gen. Brian Denaro, newly appointed U.S. Space Forces Indo-Pacific commander, gives a speech

First Leader of Space Force Pacific Command Ends Tenure

The first leader of the U.S. Space Force’s Pacific command officially ended his tenure in Hawaii in a change of command...

Marine Corps News

Ann and Nancy Wilson of Heart perform at the Seminole Hard Rock Hotel and Casinos' Hard Rock Live

Heart’s Ann and Nancy Wilson Rock On: ‘Our Military Upbringing Helped Us in Many Ways’

Rock & Roll Hall of Fame inductees Ann and Nancy Wilson of Heart have never served in any branch of the military. But the...

A folded American flag, flown aboard the amphibious assault ship USS Boxer

Marine Sergeant Dies After Collapsing During Fitness Test in Florida

A Marine sergeant on reserve duty died after he collapsed during a physical fitness test in Florida last month, according to...

Coast Guard News