Kate Horrell

Kate Horrell is an Accredited Financial Counselor®, Chartered Financial Consultant®, and Military Qualified Financial Planner® who helps the military community make the most of their pay and benefits. With more than 15 years working with thousands of military families, she helps currently serving, retired and veteran families.

She has been married to a now-retired sailor for 32 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S. She’s navigated landlording, Overseas Housing Allowances, the Post-9/11 GI Bill, the Survivor Benefit Plan decision, and transition to civilian life.

Latest Articles

A hand places the fourth colored 'slice' into a pie-chart type of pie on a wood surface.

Pieces of a Pie: How to Start Saving for Retirement Right Now

Your retirement income will likely come from a variety of sources. Imagining retirement income as pie pieces can make the...

Five stacks of coins increase in height. A hand holds a magnifying glass in front of the tallest stack.

VA Beneficiaries: Here's How to Get Free Financial Counseling

Department of Veterans Affairs beneficiaries now have access to free financial coaching through the Veterans Benefits Banking...

Two sets of hands hold a pen and a calculator respectively, implying that the people attached to the hands are looking over financial paperwork.

How a FINRA Fellowship Can Help Military Spouses Become Accredited Financial Counselors

Applications for the 2024 fellowships are open through April 15. A webinar explaining the program is scheduled for March 28.

BAH Rate Protection Rules

How to Make Sure Your Kids Don't Overpay for College

High school seniors are enrolling in college. What questions does a parent need answered?

A diamond-shaped yellow warning sign appears against a blue sky with wispy white clouds.

Florida Residents Living Out of State Need to Check Driver's License, Registration Status

Military families are running into roadblocks and getting bad information when trying to resolve insurance-related...

What to Do with Your Pay Raise

Since your paycheck is changing, you should make changes to your budget.

It’s Time to Check Emergency Contacts and Beneficiary Designations

An annual checkup for your information is a quick and easy way to prevent future hassles.

6 Steps You Can Take to Make It Through a Financial Crisis

Is it time to sell everything on eBay to earn cash?

ABF1 Cedric Mathis (left), assigned to NAVSUP FLC Yokosuka Fuels Department, and his wife, ABF1 Aleesha Mathis (right) of USS Ronald Reagan (CVN-76), take an oath of enlistment during a reenlistment ceremony in Japan.

Military Continuation Pay: The Mid-Career Bonus You Don't Want to Miss Out On

Unfortunately, some military service members miss out on their mid-career continuation pay bonus, because they don't know the...

The words "state taxes" appear on a red, white, and blue, shield-shaped sign that imitates an interstate sign, against a blue sky and wispy white clouds.

Which State Will You Choose? New 2023 Tax Filing Option for Military Families

Which state have you decided on for your 2023 state income taxes? As a military service member or spouse, your options may...

Understanding the Newest FICO Score

The method for calculating credit scores will change by the end of this year. We explain how it may affect you.

RAPIDS Appointment Scheduler for IDs

The RAPIDS Appointment scheduling website has a robust search function, allowing you to search by state, zip code, place name...

Marines shop for uniforms at the Naval Air Station Pensacola, Florida, Corry Station Navy-Marine Corps Relief Society Thrift Shop, Jan. 23, 2024. (Garrett Dipuma/Navy)

How to Save Money on Military Uniforms While Still Meeting Standards

Take a look at these alternatives to save money on military uniforms while still meeting uniform standards.

Two airmen carry a heavy dog crate between them.

The Military's New Pet Transportation Policy: What It Means to You

Military service members will be reimbursed for some of the costs of moving one dog or cat when moving on permanent change of...

Military News

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Most Popular Military News

Handcuffs rest on a table inside the security forces building during a training exercise

Tennessee Man Shot Dead After Flipping Middle Finger at War Memorial

Albert Sturgill Jr., 63, was confronted by a group while gesturing at the flag and monuments at Cumberland County Veterans...

U.S. soldiers with the West Virginia National Guard conduct a routine patrol at the Stadium-Armory Metro Station in Washington, D.C.

Chicago Braces for Potential National Guard Deployment Amid Trump Threats

Illinois politicians are sounding an alarm and bracing for possible National Guard deployments to Chicago amid President...

After Sept. 11, 2001, this is what the NEADS operation floor looked like. Above the Q-93 (the large green radar scope) is the NORAD contingency suite that was installed immediately after 9/11 to provide radar data of the entire country. Photo courtesy of Master Sgt. Stacia Rountree, Eastern Air Defense Sector

9/11 Air Defense Stories You Might Not Know

As hijacked planes turned into weapons on September 11, 2001, inside a quiet Air National Guard facility in upstate New York...

California National Guard stand guard as protesters gather during the No Kings protests in Los Angeles.

Is Trump's Troop Buildup in US Cities a Declaration of War — or Something Else?

As President Donald Trump goads Democratic-led cities, Americans are grappling with a fundamental question of American...

Rep. Ronny Jackson during the 2024 Republican National Convention

Navy Demotion Reversed for GOP Congressman Who Government Watchdog Found Abused Subordinates

Jackson was quietly demoted to captain in 2022, three years after his retirement from the Navy, following an inspector...

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Latest Military Videos

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A military mission is deploying to the Baltic Sea to clean up explosives dumped in the first and second...

British Cavalry Squadron Prepares for State Visit by US President Trump

British soldiers prepared for rehearsals in Windsor on Monday to welcome U.S. President Donald Trump for his historic second...

Trump on U.S-China Tariffs, Venezuela Tensions, Qatar and 'Hatred' Between Putin and Zelenskyy

U.S. President Donald Trump praised his country's tariffs on China on Sunday as he prepared to return to Washington...

UN Human Rights Experts Accuse Israel of Committing Genocide in Gaza

U.N. human rights experts on Monday accused Israel of committing genocide in Gaza and warned that the international community’s...

Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

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The U.S. Army has revealed its mid-range missile system, Typhon, at one of its bases in Japan for the first time

Vietnam War veteran John L. Smith is shown at Essex County College.

Black Vietnam Veteran’s Story Reveals War’s Harsh Realities 50 Years Later

It was May 1970, deep in the jungles of Vietnam, and 19-year-old infantryman John Smith stepped to the edge of a hill to...

Navy News

Adm. Samuel J. Paparo, commander of U.S. Indo-Pacific Command, delivers keynote remarks at the 36th annual international Military Law and Operations strategic engagement to leaders from more than 30 nations during a 4-day discussion in Honolulu.

Military Conference in Hawaii Tackles International Law

At U.S. Indo-Pacific Command’s annual International Military Law and Operations Conference, the military’s top officer in the...

Members of the Bolivarian Militia listen to a recorded speech by President Nicolás Maduro.

Venezuela Says US Navy Raided a Tuna Boat in the Caribbean as Tensions Rise

Foreign Minister Yván Gil told journalists the Venezuelan tuna boat was “illegally and hostilely boarded by a United States...

Air Force News

Senate Democrat Tries to Formally Condemn Funeral Honors for Ashli Babbitt

Sen. Ruben Gallego, D-Ariz., went to the Senate floor to request what’s known as “unanimous consent” to pass a resolution...

Pilots of military training planes prepare for future competition

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The National Championship Air Races are kicking off in New Mexico for the first time in the competition's 60-year history.

Space Force News

Col. Edward Segura, director of manpower, personnel and services, Air Force Reserve Command, speaks

Space Force Opens Applications for Air Force Reservists to Sign Up for Part-Time Service

Applications have opened for certain Air Force reservists to join the Space Force under its new one-of-a-kind, part-time...

Huntsville Mayor Tommy Battle discusses the decision to relocate U.S. Space Command headquarters to Redstone Arsenal

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U.S. Space Command headquarters can be fully operational before President Donald Trump leaves office, a Redstone Arsenal...

Marine Corps News

Student Lt. Andrew Seepe poses next to a T-45 Goshawk, a jet trainer aircraft, during filming of National Geographic's 'Top Guns: The Next Generation.'

‘Top Guns: The Next Generation’ Shows the Successes and Struggles of Aspiring Fighter Pilots

A core group of eight aspiring Navy and Marine Corps pilots are featured in the six-part National Geographic docuseries "Top...

The sign at the entrance at Marine Corps Base Camp Pendleton

Camp Pendleton Officer, Wife Sue Military Housing Company over Crash That Killed 8-Year-Old Son

A Marine Corps family whose 8-year-old son died last year after he was struck by a vehicle while riding his bicycle on Camp...

Coast Guard News