Kate Horrell

Kate Horrell is an Accredited Financial Counselor®, Chartered Financial Consultant®, and Military Qualified Financial Planner® who helps the military community make the most of their pay and benefits. With more than 15 years working with thousands of military families, she helps currently serving, retired and veteran families.

She has been married to a now-retired sailor for 32 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S. She’s navigated landlording, Overseas Housing Allowances, the Post-9/11 GI Bill, the Survivor Benefit Plan decision, and transition to civilian life.

Latest Articles

How to Keep Costs Down On College Dorm Stuff

If you're preparing to send a kid to college, you'll want to learn these ways to save money and still send them with the...

In this Jan. 3 photo, a realtor sign marks a home for sale in Franklin Park, Pa. The partial federal government shutdown is complicating even more the process of getting and managing mortgages. (AP Photo/Keith Srakocic)

Options When You're Underwater on Your House

What to do when you owe more money on your mortgage than your house is worth.

Does Insurance Cover Your Household Goods While Moving?

Who pays if something is damaged?

Why Changing How You Define Success Helps You Succeed

How do you measure success? Sometimes, it is really hard to see it, let alone measure it. It is hard to see that you are...

A Few Hidden Costs of a PCS

Two days until the main packers come, and the bills are already piling up. Convenience food, new luggage, it all adds up.

Moving Pets Is Expensive

Moving pets is always complicated, and it can be expensive. Learn more about what it means to move with pets in the military.

5 Reasons For A PCS Savings Account

You may need some savings to get you through a PCS move. A PCS savings account will make life easier. Here are five common...

4 Ways to Get Your Money Back When Military Orders Cancel Travel Plans

If military orders, or world events have canceled your travel plans, here's how you might be able to get a refund

3 PCS Money Problems and What You Can Do About Them

PCS moves will always bring money problems. Fortunately, there are also solutions to every problem.

5 Ways To Use A "Stuck" Situation

Feeling stuck? There is always something that you can do to get value out of those years, even if it might not look like the...

Moving can be stressful for Soldiers and their families; however, the right tools and the right planning can help ensure all goes smoothly. (U.S. Army/Aiko Brum)

Should Military Members Buy a House During a PCS?

There is obviously no answer that fits all situations to this often-asked question.

Military Star Card Questions & Answers

The Military Star card is an in store credit card for qualified, authorized military exchange patrons.

USAA Will Cover Pay Delayed Due To Government Shutdown

In preparation for the government shutdown, USAA is prepared to offer an interest-free payroll loans to eligible service...

From The Mailbag: Cancelling SBP

1 December 2017 Military Pay

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Most Popular Military News

Rep. Michael Lawler, R-N.Y., left, confronts House Minority Leader Hakeem Jeffries, D-N.Y.

Federal Government Shutdown Grinds into a Second Week as Tempers Flare at the Capitol

As the federal government shutdown enters a second week, there’s no discernible endgame in sight.

U.S. Sen. Richard Blumenthal (D-Conn.) questions U.S. Attorney General Pam Bondi as she testifies before the Senate Judiciary Committee in the Hart Senate Office Building on Capitol Hill in Washington, D.C.

Trump Targets Blumenthal, Calling for Investigation into Senator's Vietnam Service Claims

President Donald Trump is targeting U.S. Sen. Richard Blumenthal again after Connecticut’s senior U.S. senator grilled U.S...

Pvt. Paul Douglas, age 50, performs a rifle inspection with his drill instructor aboard Marine Corps Recruit Depot S.C., 1942. Douglas, at age 50 was the oldest recruit in the history of Parris Island, and went on to become a purple heart recipient and Chicago senator (DVIDS).

At 50, He Survived Marine Boot Camp — Then Fought at Peleliu and Okinawa

When 50-year-old Paul Douglas showed up at Marine Corps boot camp in 1942, the white-haired economics professor looked more...

Pack and transport platoon of the Russian army. Southern Military District. Ministry of Defense of Russia (Wikimedia Commons).

Ukrainian Drones Attack Russian Cavalry Troops in Rare 21st-Century Encounter

A short video circulating online this month appears to show a Russian mounted patrol being struck by a Ukrainian drone near...

When The Government Can Afford Everything Except The Essentials

Every shutdown forces the government to decide what counts as “essential.” Air traffic controllers and TSA agents fall into...

Troops Will Miss Paychecks Next Week Without Action on the Government Shutdown

The federal government shutdown is raising anxiety levels among service members and their families, because those in uniform...

Latest Military Videos

US Destroyer Crew Fought U-Boat Sailors Hand to Hand

During World War II, the crew of a brand-new destroyer escort, USS Buckley, slugged it out in hand-to-hand combat...

Soldier Born into Life of Crime Received Medal of Honor

Charles Barger's life began under difficult circumstances and never really got any easier.

8 Legendary US Military Snipers

The most notable snipers in U.S. military history aren’t just legends. They include real soldiers, sailors and Marines who...

VIDEO: How a Former Waffen-SS Officer Became an American War Hero Buried at Arlington National Cemetery

A headstone in Section 60 of Arlington National Cemetery marks the remains of the only known former Waffen-SS member...

Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

Rin Tin Tin poses in his personalized director's chair during his Hollywood heyday in the 1920s. The German shepherd earned $1,000 per week at Warner Bros.—more than most human actors—and starred in 27 films between 1922 and 1931. Warner Bros. maintained 18 trained stand-in dogs to reduce stress on their canine star. (Vintage Everyday)

Rescued From a WWI Battlefield, This Dog Became Hollywood's Biggest Star and Saved Warner Bros. From Bankruptcy

On Sept. 15, 1918, Corporal Lee Duncan walked through the bombed-out ruins of a German camp near Flirey, France. There, he...

Soldiers of the 27th Infantry Division advance inland on Saipan in June 1944. The New York National Guard unit faced brutal terrain in Death Valley while attacking Japanese positions on Purple Heart Ridge and Mount Tapotchau, leading to the controversial relief of their commander, Maj. Gen. Ralph C. Smith. (Wikimedia Commons)

Command Crisis on Saipan: The Only Time a Marine General Ever Fired an Army General

Marine Corps Lt. Gen. Holland M. “Howlin' Mad” Smith—commanding the V Amphibious Corps—had just done something unprecedented...

Navy News

U.S. Air Force transport aircrafts are seen on the tarmac at Ramstein Air Base, in Germany.

US Government Shutdown Forces Local Workers at Some Overseas Bases to Go Without Pay

At least 2,000 people working at overseas bases in Europe have had their salaries interrupted since the shutdown began almost...

A U.S. Marine Corps plane captain assigned to the Marine Fighter Attach Squadron (VFMA) 225, signals to a pilot in a F35B Lightning II as it taxis on the flightline after landing in the U.S. Southern Command Area of Responsibility, Sept. 13, 2025. U.S. military forces are deployed to the Caribbean in support of the USSOUTHCOM mission, Department of War-directed operations, and the president’s priorities. (U.S. Air Force photo by Senior Airman Katelynn Jackson)

U.S. Deploys F-35 Fighters to Cold War-Era Puerto Rico Base as Venezuela Tensions Escalate

The U.S. military has reactivated a Cold War-era naval base in Puerto Rico and deployed thousands of troops to the Caribbean...

Air Force News

US Government Shutdown Forces Local Workers at Some Overseas Bases to Go Without Pay

At least 2,000 people working at overseas bases in Europe have had their salaries interrupted since the shutdown began almost...

Rick Bottoroff with his wife, Stefanie, new owners of an Office Pride business. (Submitted photo)

How a 20-Year Air Force Veteran Made the Leap to Small Business Owner

With tactical and leadership skills honed from decades in the Air Force, along with his wife's business savvy, Rick Bottoroff...

Space Force News

U.S. Air Force U.S. Air Force Tech. Sgt. Rachel Harmon and Master Sgt. Tom Anderson, weapons loaders assigned to the 174th Attack Wing, checks an inert GBU 12 laser guided missile on an MQ-9 Reaper at Springfield-Beckley Air National Guard Base in Springfield, Ohio.

Two Space Force Units Bring the 'Invisible Front Line' to Ohio

A ceremonial ribbon-cutting is planned for Friday for the Space Intelligence Production Cell at the Springfield-Beckley Air...

A painting of a Defense Support Program satellite from the Air Force Art collection. DSP provides a variety of national security capabilities. Its flagship mission of launch detection was made famous during the Cold War. (U.S. Air Force image)

Clearing The Orbits: Space Force Partnerships In Orbital Cleanup

The growing congestion of Earth orbit has raised risks to satellites, space stations, and long-term space sustainability. The...

Marine Corps News

Marine K9 Handler Marcus Gill and his Military Working Dog, Izzy, on patrol in Helmand Province, Afghanistan in 2009. (Marcus Gill)

Wounded K9 Handler Overcame Near-Fatal IED Blast, Found Faith to Help Others

Gill would eventually earn a degree in theological leadership and dedicate his life to protecting others—especially children...