Kate Horrell, AFC®

Kate Horrell is an Accredited Financial Counselor® and personal financial educator who helps the military community make the most of their pay and benefits. She shares the most up-to-date information in understandable terms, and highlights how rules, programs, and laws will directly impact our personal finances. With over 10 years working with thousands of military families, she understands the concerns of currently serving, retired, and veteran families.

Kate has a B.A. in history from the University of Maryland. She is currently studying for the Chartered Financial Consultant designation and preparing to take the Certified Financial Planner exam. She has a professional background in financial counseling, mortgage banking and taxes. She also volunteers with the Navy-Marine Corps Relief Society and is a member of the MOAA Currently Serving Spouses Advisory Board.

Kate has been married to a sailor for 27 years, corralling four girls and two cats across during four OCONUS tours and a handful of homes here in the US.

Latest Articles

Military Members and Spouses Could Avoid State Income Taxes Thanks to New Law

Changes are here, and they could mean thousands of dollars more, or less, in taxes for military families.

A stock image of a paper on a clipboard reading "IRA" and "Individual Retirement Account" on a table with other papers.

You Still Have Time to Make IRA Contributions for Last Year

Keep in mind that you can still make 2022 contributions to an individual retirement account (IRA) until April 18, 2023.

How BAH Is Calculated

How is military Basic Allowance for Housing (BAH) calculated? We know the answer.

Understanding SBP Payments to an Incapacitated Child

One feature of the military's Survivor Benefit Plan is the ability to assign benefits to a child, including an incapacitated...

Military tax tips to help you file your taxes

What Are Estimated Taxes and Who Should Pay Them?

Self-employed and small business owners must pay estimated taxes every three months or face penalties.

Three generations of men walking through autumn scene

Federal Long Term Care Insurance Suspends New Enrollments

The popular program will not allow new enrollments for at least two years.

How to Avoid Slipping into the Debt Trap Again

Debt can be like quicksand, pulling you down. How do you avoid slipping into it again after digging your way out?

5 Ways to Save on Holiday Travel

Traveling during the most expensive time of the year? Read our hints on saving money.

Fort Jackson Garrison Command Sgt. Maj. Cesar Duran signs the ceremonial Army Emergency Relief donation check. (U.S. Army/Alexandra Shea)

Military Relief Societies Offer Financial Help

Each branch of the military has its own relief society. While they have different visions, rules and programs, they each...

7 Cheap and Fast Halloween Costumes

Looking for a cheap Halloween costume? Your closet probably has all the components you need to make a great costume. Here are...

7 Tips for Creating a Successful Spending Plan

With a budget or spending plan, there are ways to make sure the money doesn't run out before the month does.

Calendar with the 15th circled and red letters indicating Payday!

Army Ending Once-a-Month Paydays in October

The Air Force and Space Force will continue to offer the option, though.

Screenshot of portion of military Leave and Earnings Statement

Why You Should Check Your LES Every Month

The discipline needed to achieve physical fitness is similar to that necessary to achieve fiscal fitness.

Buying or Renting for the First Time? We Can Help You Plan for the Expenses.

If you're in the military, you will be moving at least one time. Planning can make it easier.

How to Avoid Rental Scams This PCS Season

The scammers are getting smarter and preying on military families.

Military News

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Most Popular Military News

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Space Force News

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