Kate Horrell

Kate Horrell is an Accredited Financial Counselor®, Chartered Financial Consultant®, and Military Qualified Financial Planner® who helps the military community make the most of their pay and benefits. With more than 15 years working with thousands of military families, she helps currently serving, retired and veteran families.

She has been married to a now-retired sailor for 32 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S. She’s navigated landlording, Overseas Housing Allowances, the Post-9/11 GI Bill, the Survivor Benefit Plan decision, and transition to civilian life.

Latest Articles

What a Government Shutdown Looks Like for the Military and Veterans

A federal government shutdown can have a direct impact on U.S. service members and military families.

A mans arms are pictured taping shut a cardboard moving box.

Personally Procured PCS Moves Are Changing. Here’s What You Need to Know.

If you’re considering a personally procured move (PPM) this year, how can you keep any potential out-of-pocket costs as low...

State Tax Filing Options for Military Households: What You Need to Know

The Servicemembers Civil Relief Act grants special protections to military service members and their spouses so that they don...

Pictured from inside the back of a moving truck, a mover rolls a stack of boxes inside on a dolly.

How to Prepare for Your 2025 PCS Move Amid New Contractor Changes

How can you be prepared for the uncertainty of this summer's military moving season?

State of Legal Residence vs. Home of Record

When talking with military families about taxes, residences and driver's licenses, one thing keeps coming up: the misuse of...

In a large room photographed from the back, people are pictured sitting in chairs looking up at a rising graph projected on a screen.

Investing for Junior Troops: A Guide to Making Your Money Multiply

If you have a lot to learn about investing, be aware that some of the information out there is not so good. Where should you...

Screenshot of portion of military Leave and Earnings Statement

What to Look for on Your January Leave and Earnings Statement

It's important to check your military Leave and Earnings Statement (LES) each month, but the January LES is more important...

US $100 bills, bent into four sections resembling paper airplanes or birds, fly in a V through the blue sky.

Should You Borrow from Your TSP Account?

Financial experts don’t recommend taking out loans against retirement accounts such as the military’s Thrift Savings Plan...

A stack of bills looks blurry, as though it's in the process of being flipped through, with one president's face in focus.

Basic Needs Allowance Overview

The Basic Needs Allowance can potentially add hundreds of dollars to the paycheck of a military member with a family whose...

7 Cheap and Fast Halloween Costumes

Looking for a cheap Halloween costume? Your closet probably has all the components you need to make a great costume. Here are...

Flames appear to burn a pile of $50 bills, which take up the whole frame.

5 Reasons for Service Members to Avoid Borrowing from Their Thrift Savings Plan Accounts

While taking a loan from a TSP account may be a simple solution, it is important to understand the long-term reasons a...

Vanessa Arzabala, right, a military spouse and Truman Army Education and Personnel Testing Center guidance counselor, will help operate the new Fort Leonard Wood Spouse Resource Center. The center, opened Jan. 30, 2024, is designed to provide military spouses with community, education and employment resources on and off the installation. (Brian Hill/Army)

The DoD Just Expanded Its Education Benefit for Military Spouses. Here's How to Choose a Reputable School

As military spouses become newly eligible for educational funding assistance, it's important to know how to shop for a...

Transition Funds Vital for Exit from Military, Financial Adviser Says

One of the most important, yet overlooked, parts of transition to civilian life is a transition fund.

Air Force airmen in camouflage uniforms sit at a table in front of laptops, while one counts out fake money from a stack.

5 Reasons to Pay Attention During the Military's Financial 'Touchpoint' Training

Taking full advantage of financial touchpoint training can be one of the smartest moves service members make to build a...

In a photo illustration, a blurry white house is in the background, while in the foreground, a red stick declaring "scam!" obscures the house's for-sale sign.

Why Military Homeowners May Be at Greater Risk of Title Fraud

Title fraud is still relatively rare, but the military lifestyle makes service members more vulnerable than their civilian...

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Most Popular Military News

How Trump Is Leaning on the Military to Fulfill His Hopes of Mass Deportations and an Immigration Freeze

For transportation, detention, and potentially apprehension of migrants, the Trump administration is looking to the military.

A 111-home family housing development at an annex of Naval Air Station Key West.

Military Families in Key West Sue Balfour Beatty over Allegations of Squalid, Toxic Housing Conditions

The lawsuit alleges that Balfour Beatty, a massive company that manages more than 40,000 military homes across more than 50...

Philip Hegseth at DHS headquarters in Washington

Hegseth’s Younger Brother Is Serving in a Key Role as Liaison and Senior Adviser Inside the Pentagon

Phil Hegseth's official title is senior adviser to the secretary for the Department of Homeland Security and liaison officer...

The USS Lenah Sutcliffe Higbee (DDG 123) Arleigh Burke-class Flight IIA guided missile destroyer arrives in San Diego on March 2, 2025.

This Navy Destroyer's New Battle Flag Pays Tribute to the Service's First Female Nurses

Flying during Women's History Month, the flag is a particularly poignant choice for the Arleigh Burke-class guided missile...

Military Review of Fitness Standards Will Find Array of Tests, But Higher Requirements for Combat

Defense Secretary Pete Hegseth’s decision to review military standards on combat and physical fitness and appearance opens a...

Billionaire, philanthropist and Marine Corps veteran Bob Parsons' new book is in stores now.

'I'd Have Never Done It Without the Marine Corps': Life and Business Lessons from GoDaddy Founder Bob Parsons

Most people wouldn't need to fight a war before starting a business, let alone one of the most iconic dot-com brands ever...

Latest Military Videos

Former Pentagon Spokesperson Speaks Out About Leaked War Plans

President Donald Trump is downplaying the texting of attack plans to a group chat that included a journalist as...

Trump Defends Waltz After Signal Leak, Slams Journalist Involved as a ‘Sleazebag'

President Donald Trump is defending his national security adviser, Michael Waltz, and top administration officials are downplaying a security...

Senate Democrats Clash With Trump’s Intelligence Officials Over War Plans Group Chat

Senate Democrats are calling for further investigations and possible resignations following news that top national security officials texted military...

Journalist Says He Was Added in Group Chat in Secure App Among Trump Officials Regarding War Plans

Top national security officials for President Donald Trump, including his defense secretary, texted war plans for upcoming military strikes...

Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

Recovery of a U.S. Army M88 Hercules in Lithuania

Bodies of 3 US Soldiers Recovered from Swamp in Lithuania; Search for Last Missing Soldier Ongoing

The soldiers were aboard an M88A2 Hercules, a hulking armored recovery vehicle designed to tow tanks and other heavy...

Military history buffs can get their hands on an M4A3 Sherman tank like this one – and lots more! (Staff Sgt. Bryan Hoover)

Why You Should Buy a Tank

You can buy surplus military vehicles, and yes, that includes tanks. Here's how to get the hottest set of wheels (sorry...

Navy News

"Warfare" is in theaters April 11, 2025. (A24)

The Real Military History Behind the New Iraq War Film 'Warfare'

The film, based on director and retired Special Warfare Operator First Class Ray Mendoza's real-world experience in the Iraq...

Military Review of Fitness Standards Will Find Array of Tests, But Higher Requirements for Combat

Defense Secretary Pete Hegseth’s decision to review military standards on combat and physical fitness and appearance opens a...

Air Force News

F-16C Fighting Falcon stands ready in the early morning hours

No Deal: White House Says DC's F-16 Transfer to Maryland Is Off the Table

A deal last year to transfer an F-16 Fighting Falcon squadron from the District of Columbia Air National Guard to Maryland...

Military Review of Fitness Standards Will Find Array of Tests, But Higher Requirements for Combat

Defense Secretary Pete Hegseth’s decision to review military standards on combat and physical fitness and appearance opens a...

Space Force News

Vice President JD Vance arrives at Pituffik Space Base in Greenland

Vance and Wife Tour US Military Base in Greenland After Diplomatic Spat over Uninvited Visit

The revised trip to the Danish territory comes as relations between the U.S. and the Nordic country have soured after...

Signal Scandal Overshadows Confirmation Hearing for Air Force Secretary, Other Top Pentagon Nominees

Four nominees, including President Donald Trump's pick to be Air Force secretary, appeared before the Senate Armed Services...

Marine Corps News

Every Marine a Drone Operator? New Team Aims to Compete, Set Standards for Unmanned Aircraft Warfare.

The establishment of the team represents a watershed and urgent moment for the Marine Corps.

Military Review of Fitness Standards Will Find Array of Tests, But Higher Requirements for Combat

Defense Secretary Pete Hegseth’s decision to review military standards on combat and physical fitness and appearance opens a...

Coast Guard News

The National Medal of Honor Museum in Arlington, Texas, opens to the public on March 25, 2025. (National Medal of Honor Museum)

5 Powerful Artifacts in the New National Medal of Honor Museum

The new National Medal of Honor Museum is set to officially open to the public on March 25, 2025, in Arlington, Texas.

Marines with Marine Forces Special Operations Command push a zodiac into the water during the Gung Ho portion of Raider Week at Camp Lejeune, N.C.

The Age Ranges for Joining US Military Special Operations Programs

You have many options that may or may not require an age waiver. It's time to get to work on that dream job.

Kate Horrell

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