Kate Horrell

Kate Horrell is an accredited financial counselor® and personal financial educator who helps the military community make the most of their pay and benefits. With more than 10 years working with thousands of military families, she understands the concerns of currently serving, retired and veteran families.

Kate has a bachelor’s degree in history from the University of Maryland, volunteers with the Navy-Marine Corps Relief Society and is a member of the Military Officers Association of America, or MOAA, currently serving spouses advisory board. She has been married to a sailor for 27 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S.

Latest Articles

A stack of bills looks blurry, as though it's in the process of being flipped through, with one president's face in focus.

Basic Needs Allowance Overview

The Basic Needs Allowance can potentially add hundreds of dollars to the paycheck of a military member with a family whose...

7 Cheap and Fast Halloween Costumes

Looking for a cheap Halloween costume? Your closet probably has all the components you need to make a great costume. Here are...

Flames appear to burn a pile of $50 bills, which take up the whole frame.

5 Reasons for Service Members to Avoid Borrowing from Their Thrift Savings Plan Accounts

While taking a loan from a TSP account may be a simple solution, it is important to understand the long-term reasons a...

Vanessa Arzabala, right, a military spouse and Truman Army Education and Personnel Testing Center guidance counselor, will help operate the new Fort Leonard Wood Spouse Resource Center. The center, opened Jan. 30, 2024, is designed to provide military spouses with community, education and employment resources on and off the installation. (Brian Hill/Army)

The DoD Just Expanded Its Education Benefit for Military Spouses. Here's How to Choose a Reputable School

As military spouses become newly eligible for educational funding assistance, it's important to know how to shop for a...

Transition Funds Vital for Exit from Military, Financial Adviser Says

One of the most important, yet overlooked, parts of transition to civilian life is a transition fund.

Air Force airmen in camouflage uniforms sit at a table in front of laptops, while one counts out fake money from a stack.

5 Reasons to Pay Attention During the Military's Financial 'Touchpoint' Training

Taking full advantage of financial touchpoint training can be one of the smartest moves service members make to build a...

In a photo illustration, a blurry white house is in the background, while in the foreground, a red stick declaring "scam!" obscures the house's for-sale sign.

Why Military Homeowners May Be at Greater Risk of Title Fraud

Title fraud is still relatively rare, but the military lifestyle makes service members more vulnerable than their civilian...

Family loading moving van for PCS military transfer

Can You Make Money Off a DITY Move?

Should you believe those folks who claim they made bank on a PCS move?

Six men and women, most in uniform, stand in a row in front of an American flag draped as a backdrop.

4 Things 'Gray Area' Reservists Need to Do When They Turn 60

Finally receiving that hard-earned military retirement pay at age 60 is a big deal, and you definitely want to get that...

PCS Efficiency: How to Set Up Your New Home so It Costs Less to Run

Decisions you make when you move into your new home will affect the ongoing costs of running it.

What You Need to Know About Virginians' Fight to Restore Benefits for Families of Vets

Veterans' families are geared up for Friday's special session of the Virginia General Assembly to review the massive changes...

Three apartment towers arranged around a central drive

Get Your PCS Priorities in Order with This House-Hunting Checklist

When it's time to PCS, military service members who identify their priorities before they start house hunting can save time...

Facing away from the camera, male veterans stand amid folding chairs while wearing vests embroidered with military affiliations.

VA Benefits Likely Won't Cover All of a Veteran's Funeral Costs

A veteran's surviving family members may be caught off guard if they expect the VA to cover all the costs of a funeral or...

A hand places the fourth colored 'slice' into a pie-chart type of pie on a wood surface.

Pieces of a Pie: How to Start Saving for Retirement Right Now

Your retirement income will likely come from a variety of sources. Imagining retirement income as pie pieces can make the...

Five stacks of coins increase in height. A hand holds a magnifying glass in front of the tallest stack.

VA Beneficiaries: Here's How to Get Free Financial Counseling

Department of Veterans Affairs beneficiaries now have access to free financial coaching through the Veterans Benefits Banking...

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Most Popular Military News

Rep. Mike Bost, R-Ill., smiles as he speaks to supporters during an election night rally at the Elks Lodge in Murphysboro, Ill.

House Approves Wide-Ranging Veterans Bill After Bipartisan Compromise Reached

A wide-ranging veterans policy bill that would bolster home caregiver programs and support for homeless veterans, among other...

U.S. Army Reserve Officer Training Corps instructor arrives at the ROTC building on a university campus

Kings of Campus: How Some Army Instructors Use Their Clout to Prey on College Cadets

To the young students in the Army Reserve Officers' Training Corps (ROTC), the officers who run the programs on college...

Sgt. Jacqueline Speights, from 175th Surgical Detachment, 531st Hospital Center, prepares a sample for COVID-19 testing while Spc. Samuel Mawanda, from 626th Brigade Support Battalion, 3rd Brigade Combat Team, 101st Airborne Division (Air Assault), records data at Blanchfield Army Community Hospital’s COVID-19 sample processing section within the hospital’s Department of Pathology, Jan. 24, 2022. (Maria Christina Yager/Army)

Tricare Changes are Coming in 2025. Here’s What Beneficiaries Need to Know Right Now

Tricare beneficiaries need to be aware of changes taking place in both the East and West regions and may need to take action...

Gay pride flag flies during Pride Observance Month

Naval Academy Graduate Charged with Hate Crime After Pride Flag Ripped from Annapolis Shop

A Naval Academy graduate was charged with a hate crime after a tattoo shop in Annapolis reported its LGBTQ Pride flag had...

Who Is Doug Collins? A Look at Trump's Pick to Head the VA

The former Georgia congressman is a Southern Baptist minister and Air Force colonel.

Squad live fire exercise at Schofield Barracks

Thousands of Women Serve in Combat Roles. Pentagon Nominee Hegseth Says They Shouldn’t.

Pete Hegseth has made clear, in his own words, that he is critical of military service by women and more specifically opposes...

Latest Military Videos

Gen. Dwight D. Eisenhower's D-Day Message

Gen. Dwight D. Eisenhower began drafting his Order of the Day for June 6, 1944, in February. It was...

French Military Training Ukrainian Troops Ahead of Battlefield Deployment

A French military task force with a festive name — “Champagne” — is wrapping up a mission that's no...

Ukraine Soldiers Focus on Keeping Russian Advances at Bay but Brace for Trump Taking Over in US

Ukrainian soldiers on the front know the re-election of Donald Trump in the U.S. will change their lives, but...

US Military Releases Video Said to Show Impact of Drone Strike on Houthi Rebels

The U.S. military on Wednesday said it had conducted several days of strikes targeting Yemen's Houthi rebels. (Nov. 14)...

Investigations and Features

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

A patch in the home of retired missileer Paul Hunke

They Stood Sentry over America's Nuclear Missile Arsenal. Many Worry It Gave Them Cancer.

For years, it was an open secret among missileers that the Cold War-era missile alert facilities and launch control centers...

Army News

Sign welcomes visitors to Fort Carson, Colorado

Fort Carson Unveils Largest, First-of-Its-Kind Chemical Battery Installed on a DoD Site

A large new chemical battery at Fort Carson will help ensure the base can keep functioning during power outages and provide...

Sig Sauer Ordered to Pay $11 Million to Army Veteran Wounded by Pistol that Went Off By Itself

A Philadelphia jury has awarded $11 million to a man whose holstered Sig Sauer pistol went off by itself while he was going...

Navy News

Malaysian fugitive Francis Leonard Glenn, known as Fat Leonard

'Fat Leonard' to Appeal Sentence, While Retired Navy Captain Will Seek a Reduced Charge

The prison term imposed by U.S. District Judge Janis Sammartino at the Nov. 5 sentencing hearing was more than three years...

Cher's more formal look in her 1989 music video, "If I Could Turn Back Time," filmed aboard the battleship USS Missouri. (Criteron Studios)

How Cher's 'Turn Back Time' Music Video Made Even the Navy Blush

A video featuring Cher singing to a rowdy group of American sailors would have been no trouble for anyone involved -- if it...

Air Force News

Privately owned vehicles wait to enter through the Dale Mabry gate at MacDill Air Force Base.

MacDill Airman Gets 5 Years Of Probation in 'Undead Apes' Blockchain Fraud

U.S. District Judge William Jung sentenced Devin Rhoden to five years’ probation, a reflection of Rhoden’s substantial...

Two Air Force Special Operations Command CV-22B Ospreys fly low and fast in formation on a training range

The Osprey's Safety Issues Spiked over Five Years and Caused Deaths. Pilots Still Want to Fly It

The Osprey is back in the air after being grounded for months following a crash last November that killed eight U.S. service...

Space Force News

A Falcon 9 rocket carrying Starlink 4-36 payload launches

Pentagon Silent on Elon Musk and Starlink Risks as Military Use Expands

In the past year, U.S. news outlets have reported that Musk, who oversees the satellite internet provider, has developed a...

The flag of the U.S. Space Command is unfurled at the White House

Colorado Could Lose US Space Command. Trump Is Expected to Move It to Alabama.

Trump's original decision to place Space Command -- the combatant command tasked with military operations in space that was...

Marine Corps News

Daniel Penny leaves the courtroom for a lunch break

Pathologist Disputes Finding that Marine Veteran's Chokehold Caused Subway Rider's Death

Penny's lawyers have argued throughout the trial that his pressure on Neely's neck wasn't sufficient and consistent enough to...

Nimitz-class aircraft carrier USS Abraham Lincoln

Marine Corps F-35C Was Used in Combat for First Time to Strike Houthis, Military Confirms

Traveling at speeds of 1,200 mph, the F-35C can carry Joint Direct Attack Munitions, or JDAMs, air-to-air missiles and other...

Coast Guard News

A U.S. Coast Guard MH-60 Jayhawk helicopter assigned to Coast Guard Air Station Kodiak delivers parts to the oil exploration support vessel Aiviq

Coast Guard Set to Receive New Icebreaker by Year's End, Bolstering US Presence in Arctic

The need for ships with icebreaking capabilities is growing as China and Russia increase their presence in the Arctic...

Tech. Sgt. Thesia Westmoreland, non-commissioned officer in charge of pharmacy operations

Pentagon Works to Restore Benefits After Data Transfer Boots Coast Guard, NOAA and Other Beneficiaries from Tricare

Problems related to transfer of personnel records resulted in beneficiaries temporarily losing coverage.