Kate Horrell

Kate Horrell is an Accredited Financial Counselor®, Chartered Financial Consultant®, and Military Qualified Financial Planner® who helps the military community make the most of their pay and benefits. With more than 15 years working with thousands of military families, she helps currently serving, retired and veteran families.

She has been married to a now-retired sailor for 32 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S. She’s navigated landlording, Overseas Housing Allowances, the Post-9/11 GI Bill, the Survivor Benefit Plan decision, and transition to civilian life.

Latest Articles

A mans arms are pictured taping shut a cardboard moving box.

Personally Procured PCS Moves Are Changing. Here’s What You Need to Know.

If you’re considering a personally procured move (PPM) this year, how can you keep any potential out-of-pocket costs as low...

A lot of printed bills, presumably representing debts, along with credit cards appear on a table top with a man's torso in the frame, arms shuffling papers.

Here’s a Tool to Easily Calculate Your Debt Repayment Strategy

PowerPay lets you enter your debt information and how much money you have to put toward debt repayment each month, then helps...

What a Government Shutdown Looks Like for the Military and Veterans

A federal government shutdown can have a direct impact on U.S. service members and military families.

State Tax Filing Options for Military Households: What You Need to Know

The Servicemembers Civil Relief Act grants special protections to military service members and their spouses so that they don...

Pictured from inside the back of a moving truck, a mover rolls a stack of boxes inside on a dolly.

How to Prepare for Your 2025 PCS Move Amid New Contractor Changes

How can you be prepared for the uncertainty of this summer's military moving season?

State of Legal Residence vs. Home of Record

When talking with military families about taxes, residences and driver's licenses, one thing keeps coming up: the misuse of...

In a large room photographed from the back, people are pictured sitting in chairs looking up at a rising graph projected on a screen.

Investing for Junior Troops: A Guide to Making Your Money Multiply

If you have a lot to learn about investing, be aware that some of the information out there is not so good. Where should you...

Screenshot of portion of military Leave and Earnings Statement

What to Look for on Your January Leave and Earnings Statement

It's important to check your military Leave and Earnings Statement (LES) each month, but the January LES is more important...

US $100 bills, bent into four sections resembling paper airplanes or birds, fly in a V through the blue sky.

Should You Borrow from Your TSP Account?

Financial experts don’t recommend taking out loans against retirement accounts such as the military’s Thrift Savings Plan...

A stack of bills looks blurry, as though it's in the process of being flipped through, with one president's face in focus.

Basic Needs Allowance Overview

The Basic Needs Allowance can potentially add hundreds of dollars to the paycheck of a military member with a family whose...

7 Cheap and Fast Halloween Costumes

Looking for a cheap Halloween costume? Your closet probably has all the components you need to make a great costume. Here are...

Flames appear to burn a pile of $50 bills, which take up the whole frame.

5 Reasons for Service Members to Avoid Borrowing from Their Thrift Savings Plan Accounts

While taking a loan from a TSP account may be a simple solution, it is important to understand the long-term reasons a...

Vanessa Arzabala, right, a military spouse and Truman Army Education and Personnel Testing Center guidance counselor, will help operate the new Fort Leonard Wood Spouse Resource Center. The center, opened Jan. 30, 2024, is designed to provide military spouses with community, education and employment resources on and off the installation. (Brian Hill/Army)

The DoD Just Expanded Its Education Benefit for Military Spouses. Here's How to Choose a Reputable School

As military spouses become newly eligible for educational funding assistance, it's important to know how to shop for a...

Transition Funds Vital for Exit from Military, Financial Adviser Says

One of the most important, yet overlooked, parts of transition to civilian life is a transition fund.

Air Force airmen in camouflage uniforms sit at a table in front of laptops, while one counts out fake money from a stack.

5 Reasons to Pay Attention During the Military's Financial 'Touchpoint' Training

Taking full advantage of financial touchpoint training can be one of the smartest moves service members make to build a...

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Most Popular Military News

Secretary of Defense Pete Hegseth receives a coin

Hegseth Works Hard to Portray Himself as a Man of the Troops. They Might Not Be Buying It.

Defense Secretary Pete Hegseth, a former Fox News host and National Guardsman, has attempted to reframe the role of the...

Veterans salute during a Veterans Day event.

Don't Dishonor Veterans with Broken Promises and Empty Gestures

It's time to get back in step with the veteran community -- not with fanfare, but with follow-through.

Staff Sgt. Elyse Bailey, a U.S. Army Reserve military police soldier representing the 200th Military Police Command, recovers after running the 2-mile Army Combat Fitness Test during the 2020 U.S. Army Reserve Best Warrior Competition at Fort McCoy, Wisconsin.

The Best Running Workouts to Improve Your Time on Military Fitness Tests

If you want to ace a timed run over the 1.5- to three-mile distances used in most military running tests, the pacing strategy...

Medical provider conducts a medical evaluation with an applicant

Defense Department to Review List of Medical Conditions that Disqualify Potential Recruits from Serving

The review follows changes over the last three years that expanded waivers for 51 conditions.

Nightclub where an immigration raid occurred in Colorado Springs, Colo.

Fort Carson Soldier Charged with Cocaine Distribution, Possession After DEA Nightclub Raid

Staff Sgt. Juan Gabriel Orona-Rodriguez is charged with one count each of distribution and possession with intent to...

Capt. Matthew Lohmeier instructs a trainee

Senators Voice 'Deep Concerns' About Trump's Pick for Air Force Under Secretary

Democratic senators voiced serious concerns about a former Former Lt. Col. Matthew Lohmeier's political social media posts...

Latest Military Videos

AP Explains Israeli Troops in Self-Declared Security Zones in Gaza

Israel’s defense minister said Wednesday that troops will remain in so-called security zones in the Gaza Strip, Lebanon and...

Russian Strike on Kherson Kills One Person and Injures 3 Others

At least one person was killed and three others injured following a Russian strike on the Ukrainian city of...

Fort Benning Takes Back its Old Name, but to Honor a Different Soldier

The Army is restoring the name Fort Benning to its storied training post in Georgia, only this time to...

Former Pentagon Spokesperson Speaks Out About Leaked War Plans

President Donald Trump is downplaying the texting of attack plans to a group chat that included a journalist as...

Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

Most of the military's four-star officers occupy top leadership positions

Military's 4-Star Officers to Be Reduced by 20% or More Under New Order by Hegseth

In a memo released Monday, Hegseth argued that senior leaders should be "unencumbered by unnecessary bureaucratic layers that...

Air traffic control tower at Ronald Reagan Washington National Airport

Army Pausing Helicopter Flights near Washington Airport After Close Calls

The commander of the 12th Aviation Battalion directed the unit to pause helicopter flight operations around Ronald Reagan...

Navy News

Military's 4-Star Officers to Be Reduced by 20% or More Under New Order by Hegseth

In a memo released Monday, Hegseth argued that senior leaders should be "unencumbered by unnecessary bureaucratic layers that...

USNS Sojourner Truth christening ceremony

Sojourner Truth Descendant Christens Navy Ship Named After Ulster Native

Barbara Allen, sixth great-granddaughter of Sojourner Truth, says she’ll never forget the ceremony where the U.S. Navy...

Air Force News

Military's 4-Star Officers to Be Reduced by 20% or More Under New Order by Hegseth

In a memo released Monday, Hegseth argued that senior leaders should be "unencumbered by unnecessary bureaucratic layers that...

Air Force Chief of Staff Gen. David Allvin

Gen. Allvin Outlines Air Force Moves to 'Revive Our Warrior Ethos and Rebuild Our Military'

Gen. David Allvin, the chief of staff, said the service has already signed up and enlisted 74% of the people it set for its...

Space Force News

Senators Voice 'Deep Concerns' About Trump's Pick for Air Force Under Secretary

Democratic senators voiced serious concerns about a former Former Lt. Col. Matthew Lohmeier's political social media posts...

Launch of hypersonic missile from Cape Canaveral Space Force Station

Secretive 'Dark Eagle' Hypersonic Missile Launches from Cape Canaveral

The action on the Space Coast comes a day after the Army officially dubbed the defense system with its new moniker.

Marine Corps News

Military's 4-Star Officers to Be Reduced by 20% or More Under New Order by Hegseth

In a memo released Monday, Hegseth argued that senior leaders should be "unencumbered by unnecessary bureaucratic layers that...

Maj. Zachary Sessa, an F-35C Lightning II pilot

Marine Aviator Describes Historic F-35 Combat Sortie in Mission Against Yemen's Houthis

After Maj. Zachary Sessa launched his F-35C Lightning II's payload at Houthi weapons storage facilities in Yemen last year...

Coast Guard News

A crew from Coast Guard Station Charleston patrols Charleston Harbor

Coast Guard Reservist Wins Landmark Supreme Court Case Over Pay Disparities for Federal Workers

In a 5-4 decision, the justices said Nick Feliciano, a Coast Guard petty officer who was called to active duty from 2012 to...

Bales of interdicted illegal drugs aboard the Coast Guard Cutter Kimball

Honolulu Coast Guard Crew Nabs 20K Pounds of Cocaine in Pacific

The haul was a result of six separate interdictions of suspected drug smuggling vessel interdictions and other operations off...

Kate Horrell

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