Kate Horrell

Kate Horrell is an Accredited Financial Counselor®, Chartered Financial Consultant®, and Military Qualified Financial Planner® who helps the military community make the most of their pay and benefits. With more than 15 years working with thousands of military families, she helps currently serving, retired and veteran families.

She has been married to a now-retired sailor for 32 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S. She’s navigated landlording, Overseas Housing Allowances, the Post-9/11 GI Bill, the Survivor Benefit Plan decision, and transition to civilian life.

Latest Articles

A lot of printed bills, presumably representing debts, along with credit cards appear on a table top with a man's torso in the frame, arms shuffling papers.

Here’s a Tool to Easily Calculate Your Debt Repayment Strategy

PowerPay lets you enter your debt information and how much money you have to put toward debt repayment each month, then helps...

What a Government Shutdown Looks Like for the Military and Veterans

A federal government shutdown can have a direct impact on U.S. service members and military families.

A mans arms are pictured taping shut a cardboard moving box.

Personally Procured PCS Moves Are Changing. Here’s What You Need to Know.

If you’re considering a personally procured move (PPM) this year, how can you keep any potential out-of-pocket costs as low...

State Tax Filing Options for Military Households: What You Need to Know

The Servicemembers Civil Relief Act grants special protections to military service members and their spouses so that they don...

Pictured from inside the back of a moving truck, a mover rolls a stack of boxes inside on a dolly.

How to Prepare for Your 2025 PCS Move Amid New Contractor Changes

How can you be prepared for the uncertainty of this summer's military moving season?

State of Legal Residence vs. Home of Record

When talking with military families about taxes, residences and driver's licenses, one thing keeps coming up: the misuse of...

In a large room photographed from the back, people are pictured sitting in chairs looking up at a rising graph projected on a screen.

Investing for Junior Troops: A Guide to Making Your Money Multiply

If you have a lot to learn about investing, be aware that some of the information out there is not so good. Where should you...

Screenshot of portion of military Leave and Earnings Statement

What to Look for on Your January Leave and Earnings Statement

It's important to check your military Leave and Earnings Statement (LES) each month, but the January LES is more important...

US $100 bills, bent into four sections resembling paper airplanes or birds, fly in a V through the blue sky.

Should You Borrow from Your TSP Account?

Financial experts don’t recommend taking out loans against retirement accounts such as the military’s Thrift Savings Plan...

A stack of bills looks blurry, as though it's in the process of being flipped through, with one president's face in focus.

Basic Needs Allowance Overview

The Basic Needs Allowance can potentially add hundreds of dollars to the paycheck of a military member with a family whose...

7 Cheap and Fast Halloween Costumes

Looking for a cheap Halloween costume? Your closet probably has all the components you need to make a great costume. Here are...

Flames appear to burn a pile of $50 bills, which take up the whole frame.

5 Reasons for Service Members to Avoid Borrowing from Their Thrift Savings Plan Accounts

While taking a loan from a TSP account may be a simple solution, it is important to understand the long-term reasons a...

Vanessa Arzabala, right, a military spouse and Truman Army Education and Personnel Testing Center guidance counselor, will help operate the new Fort Leonard Wood Spouse Resource Center. The center, opened Jan. 30, 2024, is designed to provide military spouses with community, education and employment resources on and off the installation. (Brian Hill/Army)

The DoD Just Expanded Its Education Benefit for Military Spouses. Here's How to Choose a Reputable School

As military spouses become newly eligible for educational funding assistance, it's important to know how to shop for a...

Transition Funds Vital for Exit from Military, Financial Adviser Says

One of the most important, yet overlooked, parts of transition to civilian life is a transition fund.

Air Force airmen in camouflage uniforms sit at a table in front of laptops, while one counts out fake money from a stack.

5 Reasons to Pay Attention During the Military's Financial 'Touchpoint' Training

Taking full advantage of financial touchpoint training can be one of the smartest moves service members make to build a...

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Most Popular Military News

Virginia National Guard Pilot Wrongly Identified as Involved in DC Midair Collision Sues for Defamation

Matt Wallace, an influencer who has more than two million followers on X, posted that Ellis was involved in the collision and...

Illustration by Hrisanthi Pickett of The War Horse

This Company Is Spending Millions to Profit Off Veterans' Benefits. Why Won't Lawmakers Stop It?

Veterans Guardian says it’s fighting to give veterans a choice. Critics say they’re guardians of greed.

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Lance Cpl. Marcelino Gamino and Lance Cpl. Albert Aguilera

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Lance Cpl. Albert Aguilera, 22, and Lance Cpl. Marcelino Gamino, 28, both Marine combat engineers and from California, were...

'Remember Us' will be available wherever books are sold on April 29, 2025.

New Book Follows the Dutch Civilians Who Came to Adopt and Care for American Graves from WWII

Robert Edsel's new book, "Remember Us: American Sacrifice, Dutch Freedom, and a Forever Promise Forged in World War II"...

The relatives of Venezuelan migrants in the U.S. who were flown to a prison in El Salvador

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Latest Military Videos

AP Explains Israeli Troops in Self-Declared Security Zones in Gaza

Israel’s defense minister said Wednesday that troops will remain in so-called security zones in the Gaza Strip, Lebanon and...

Russian Strike on Kherson Kills One Person and Injures 3 Others

At least one person was killed and three others injured following a Russian strike on the Ukrainian city of...

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Investigations and Features

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Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

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Army News

Rally for Democratic Associate Justice Allison Riggs in Raleigh, N.C.

US Army Wife Fights to Have Vote Counted in NC Supreme Court Race

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Army soldier at the US-Mexico border in Sunland Park, New Mexico

Military Takeover Could Extend Miles North of Border, Conservationists Warn

The language in an April 11 presidential memo on the military takeover of land at the border “leaves a lot of room for taking...

Navy News

An entrance to the U.S. Naval Academy campus in Annapolis, Maryland.

Author Says Naval Academy Canceled His Lecture over Removed Book Reference

The Naval Academy canceled a speech by author and podcaster Ryan Holiday after he declined a request not to reference 381...

Vincent Aiello’s first solo flight in a T-2 Buckeye occurred at Naval Air Station Meridian in Mississippi on Aug. 4, 1994.

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It never occurred to Vincent Aiello that he could join the military and become a pilot until an eye-opening conversation with...

Air Force News

U.S. Air Force Chief Master Sgt. Anthony Green

Top Enlisted Leader at Air Force Special Operations Command Fired, Facing Investigation

Chief Master Sgt. Anthony Green, who advised on the readiness, training and quality of life of enlisted air commandos, was...

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The Air Force Academy has rolled out a new mission statement that drops the word "educate" and adds in a focus on winning...

Space Force News

The flag of the U.S. Space Command is unfurled at the White House

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Defense officials moved quickly to fire a Space Force commander in charge of a Greenland military base after a Military.com...

Marine Corps News

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Coast Guard News

Members of a U.S. Coast Guard Law Enforcement Detachment and U.S. Navy sailors assigned to the Arleigh Burke-class guided-missile destroyer USS Spruance (DDG 111) conduct small boat operations in the Pacific Ocean, March 26, 2025. (Joey Sitter/U.S. Navy)

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Homeland Security Secretary Kristi Noem is recognized as President Donald Trump speaks

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