Kate Horrell

Kate Horrell is an accredited financial counselor® and personal financial educator who helps the military community make the most of their pay and benefits. With more than 10 years working with thousands of military families, she understands the concerns of currently serving, retired and veteran families.

Kate has a bachelor’s degree in history from the University of Maryland, volunteers with the Navy-Marine Corps Relief Society and is a member of the Military Officers Association of America, or MOAA, currently serving spouses advisory board. She has been married to a sailor for 27 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S.

Latest Articles

Vanessa Arzabala, right, a military spouse and Truman Army Education and Personnel Testing Center guidance counselor, will help operate the new Fort Leonard Wood Spouse Resource Center. The center, opened Jan. 30, 2024, is designed to provide military spouses with community, education and employment resources on and off the installation. (Brian Hill/Army)

The DoD Just Expanded Its Education Benefit for Military Spouses. Here's How to Choose a Reputable School

As military spouses become newly eligible for educational funding assistance, it's important to know how to shop for a...

Transition Funds Vital for Exit from Military, Financial Adviser Says

One of the most important, yet overlooked, parts of transition to civilian life is a transition fund.

Air Force airmen in camouflage uniforms sit at a table in front of laptops, while one counts out fake money from a stack.

5 Reasons to Pay Attention During the Military's Financial 'Touchpoint' Training

Taking full advantage of financial touchpoint training can be one of the smartest moves service members make to build a...

In a photo illustration, a blurry white house is in the background, while in the foreground, a red stick declaring "scam!" obscures the house's for-sale sign.

Why Military Homeowners May Be at Greater Risk of Title Fraud

Title fraud is still relatively rare, but the military lifestyle makes service members more vulnerable than their civilian...

Family loading moving van for PCS military transfer

Can You Make Money Off a DITY Move?

Should you believe those folks who claim they made bank on a PCS move?

Six men and women, most in uniform, stand in a row in front of an American flag draped as a backdrop.

4 Things 'Gray Area' Reservists Need to Do When They Turn 60

Finally receiving that hard-earned military retirement pay at age 60 is a big deal, and you definitely want to get that...

PCS Efficiency: How to Set Up Your New Home so It Costs Less to Run

Decisions you make when you move into your new home will affect the ongoing costs of running it.

What You Need to Know About Virginians' Fight to Restore Benefits for Families of Vets

Veterans' families are geared up for Friday's special session of the Virginia General Assembly to review the massive changes...

Three apartment towers arranged around a central drive

Get Your PCS Priorities in Order with This House-Hunting Checklist

When it's time to PCS, military service members who identify their priorities before they start house hunting can save time...

Facing away from the camera, male veterans stand amid folding chairs while wearing vests embroidered with military affiliations.

VA Benefits Likely Won't Cover All of a Veteran's Funeral Costs

A veteran's surviving family members may be caught off guard if they expect the VA to cover all the costs of a funeral or...

A hand places the fourth colored 'slice' into a pie-chart type of pie on a wood surface.

Pieces of a Pie: How to Start Saving for Retirement Right Now

Your retirement income will likely come from a variety of sources. Imagining retirement income as pie pieces can make the...

Five stacks of coins increase in height. A hand holds a magnifying glass in front of the tallest stack.

VA Beneficiaries: Here's How to Get Free Financial Counseling

Department of Veterans Affairs beneficiaries now have access to free financial coaching through the Veterans Benefits Banking...

Two sets of hands hold a pen and a calculator respectively, implying that the people attached to the hands are looking over financial paperwork.

How a FINRA Fellowship Can Help Military Spouses Become Accredited Financial Counselors

Applications for the 2024 fellowships are open through April 15. A webinar explaining the program is scheduled for March 28.

BAH Rate Protection Rules

How to Make Sure Your Kids Don't Overpay for College

High school seniors are enrolling in college. What questions does a parent need answered?

Military News

Get the Military Insider Newsletter

Get the latest on pay updates, benefit changes and award-winning military content. Right in your inbox.

By signing up, you agree to our Privacy Notice.

Thank you for subscribing!

View more newsletters on our Subscriptions page.

One last step.

Verify your free subscription by following the instructions in the email sent to:

Most Popular Military News

DD214: What You Need to Know

Your military discharge papers are officially known as DD Form 214, or just DD214. Here's what you need to know.

The Best Pocket Knives

Whether you’re looking for your first pocket knife or just want something different to change up your everyday carry, here...

Chief Master Sgt. of the Air Force David A. Flosi

54 Job Types Down to 10? Air Force's Top Enlisted Leader Looks to Merge Maintenance Specialties

Chief Master Sgt. David Flosi wants airmen to be able to take on more tasks and is pushing an initiative to reduce the number...

'Fixed Bayonets!' is a 1951 film about the Korean War that 'shows the diversity of the military at the time,' according to one Military.com reader.

The Best Korean War Movies, According to Service Members and Veterans

These are the best Korean War movies of the past seven decades, according to a Military.com survey of U.S. service members...

Lt. Gen. Keith Alexander at the RSA Conference in San Francisco in 2009

Collapse of Cyber Firm Founded by Former NSA Chief Leaves Bitter Wake

Last September the never-profitable company announced it was shutting down and firing its employees after running out of...

VA Brings Back Travel Claims Kiosks After Pushback from Veterans, Caregivers

The Department of Veterans Affairs originally planned to replace the convenient kiosks with an online system and mobile...

Latest Military Videos

7 Health and Rescue Workers Killed in Overnight Israeli Bombardment of Beirut

The Israeli bombardment of the Lebanese capital, Beirut, from Wednesday night into Thursday killed at least seven rescuers and...

AP Explains Israel's Missile Defense Systems Amid Escalating Conflict in the Region

After Iran launched at least 180 missiles into Israel on Tuesday, the latest barrage threatening to push the Middle...

American Bomb from WWII Explodes at a Japanese Airport, No Casualties

An unexploded U.S. bomb from World War II that had been buried at a Japanese airport exploded Wednesday, causing...

Master Class: The Postseason Job Hunt: Your Essential Playbook for the Hottest Job Market of the Year

For transitioning military, from here to Thanksgiving is traditionally the hottest job market of the year, which is strange...

Investigations and Features

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

A patch in the home of retired missileer Paul Hunke

They Stood Sentry over America's Nuclear Missile Arsenal. Many Worry It Gave Them Cancer.

For years, it was an open secret among missileers that the Cold War-era missile alert facilities and launch control centers...

Army News

Baron Friedrich Wilhelm von Steuben helped develop a training program for the Continental Army at Valley Forge during the American Revolution.

How a Prussian Baron Helped the Colonists Win the American Revolution

In a mere two months, soldiers learned how to load and fire a musket quicker and more efficiently, and were introduced to the...

101st Airborne Division delivers relief supplies after Hurricane Helene

How an Active-Duty Commander Could Help with Helene, According to the General Who Led Katrina Response

More than 230 people across Florida, Georgia, South Carolina, North Carolina, Virginia and Tennessee have been killed by...

Navy News

Fires burning aboard the oil tanker Sounion

Another US Strike in Yemen But Little Evidence Military Operations Are Deterring Houthis

The Pentagon has provided more details on its latest strike against Houthi targets in Yemen on Friday, but as the rebel group...

Heavy weather mooring in preparation for Hurricane Milton

Military Bases Evacuating Troops, Moving Ships Ahead of Hurricane Milton's Projected Landfall

Bases in the path of Hurricane Milton are taking immediate action ahead of its expected landfall this week, as the Department...

Air Force News

U.S. Air Force Staff Sgt. Michael Byrne is awarded the Purple Heart

3 Airmen Awarded Purple Hearts for Injuries During Deadly Tower 22 Attack in Jordan

Three airmen who were injured during a January drone attack on a remote base in Jordan, which killed three service members...

Military Bases Evacuating Troops, Moving Ships Ahead of Hurricane Milton's Projected Landfall

Bases in the path of Hurricane Milton are taking immediate action ahead of its expected landfall this week, as the Department...

Space Force News

Satellite Dish dining facility at Schriever Space Force Base

Troops at Colorado Space Force Base Will Have to Bring Their Own To-Go Boxes for Dining Hall

While the initiative is aimed at reducing waste on base, the spokesperson added that they hope it will give troops on base...

NASA’s SpaceX Crew-9 crew, joins Expedition 72 aboard the ISS

Space Force Colonel Becomes First Guardian to Launch into Space on NASA Mission

Col. Nick Hague, a Space Force Guardian and NASA astronaut, launched Saturday from Cape Canaveral Space Force Station in...

Marine Corps News

U.S. Marines assist after a typhoon in the Philippines

Marines Fly in Food, Shelter Kits, Tarps to Aid Philippines After Typhoon Destroys Homes

Typhoon Krathon -- known as Julian, locally -- made landfall in the Philippines on Sept. 30, with hundreds of families...

A military police officer restrains an individual during an exercise

Troops in Japan Banned from Late-Night Drinking After String of Alleged Sexual Assaults on Okinawa

The U.S. military's commander in Japan has finally tightened the rules around drinking for all troops stationed in the...

Coast Guard News

Coast Guard Air Station Clearwater helicopter crew rescues a man and his dog

Coast Guard Saves Man, Dog off Florida During Hurricane Helene

A mariner sailing in the path of Hurricane Helene was rescued in dramatic fashion when his boat started sinking off southwest...

remains of the Titan submersible on the floor of the Atlantic Ocean.

Titan Implosion Hearing Paints a Picture of Reckless Greed and Explorer Passion

Witnesses testified that the company that operated an experimental deep-water submersible that imploded, killing five people...