Tricare Select is a fee-for-service insurance plan that lets you see any doctor. If you visit a network doctor you normally will only have to pay a small copay when you visit. This plan is available to family members, veterans, and retirees. It is available worldwide.
If you visit a non-network doctor you may have to pay all charges up-front and file a claim with Tricare for reimbursement.
Enrollment Fee
For ALL active duty family members there is no enrollment fee.
For family members of veterans/retirees who joined the military before 2018 there is no enrollment fee. For family members of veterans/retirees who join the military in 2018 or later there is a $471 individual or $942 family enrollment fee each year.
Deductible
The annual deductible amount is what you pay out-of-pocket before Tricare makes any payments. The deductible amounts are:
When the member joined before 2018:
- Active duty family members - sponsor rank E-4 and below:
- $50 Individual
- $100/Family
- Active duty family members - sponsor rank E-5 and above:
- $150 Individual
- $300 Family
- All Others:
- $150 Individual
- $300 Family
When the member joined on or after 2018:
- Active duty family members - sponsor rank E-4 and below:
- $52 Individual
- $104 Family
- Active duty family members - sponsor rank E-5 and above:
- $156 Individual
- $313 Family
- In-network
- $156 Individual
- $313 Family
- Out-of-Network:
- $313 Individual
- $626 Family
Copay Amounts
A copay is what you are usually required to pay when you visit a doctor, the hospital, or receive any healthcare service.
Service |
Those who entered service before Jan. 1, 2018 |
Those who entered service after Dec. 31. 2017 |
Network Provider |
Active Duty Family Members:
All Others:
|
Active Duty Family Members:
All Others:
|
Non-Network |
Active Duty Family Members:
All Others:
|
Active Duty Family Members:
All Others:
|
Catastrophic Cap
This is the maximum amount you will pay out-of-pocket annually for all healthcare, no matter what. The catastrophic cap resets each year.
When member joined the military before 2018
- Active Duty Families: $1,000
- All Others: $3,000
When member joined the military in 2018 or later
- Active Duty Families: $1,000
- All Others: $3,598
Keep Up with Changes to Tricare and Your Other Benefits
Want to know about changes in military benefits as they happen? Sign up for a free Military.com membership to get the latest benefits news delivered directly straight to your inbox.