Tricare Select Details

Tricare Select is a fee-for-service insurance plan that lets you see any doctor. If you visit a network doctor you normally will only have to pay a small copay when you visit. This plan is available to family members, veterans, and retirees. It is available worldwide.

If you visit a non-network doctor you may have to pay all charges up-front and file a claim with Tricare for reimbursement. 

Tricare Groups

Tricare has two groups of members: Group A consists of those who entered the service before Jan. 1, 2018 and Group B is those who entered after that date.

Enrollment Fee

For active duty members and their family members there is no enrollment fee.

For family members of retirees in Group A the enrollment fee is $150 annually for an individual and $300 for a family beginning in 2021. 

For family members of veterans/retirees in Group B there is a $474 individual or $948 family enrollment fee each year.

Deductible

The annual deductible amount is what you pay out-of-pocket before Tricare makes any payments. The deductible amounts are:

Group A:

• Active duty family members - sponsor rank E-4 and below:
  • $50 Individual
  • $100/Family
• Active duty family members - sponsor rank E-5 and above:
  • $150 Individual
  • $300 Family
• Retirees:
  • $150 Individual
  • $300 Family

Group B:

• Active duty family members - sponsor rank E-4 and below:
  • $52 Individual
  • $105 Family
• Active duty family members - sponsor rank E-5 and above:
  • $156 Individual
  • $313 Family
• Group A Retirees:
  • $158 Individual
  • $300 Family
• Group B Retirees:
  • $158 Individual
  • $317 Family

Catastrophic Cap

The catastrophic cap is the maximum out-of-pocket amount you have to pay for Tricare covered services. This amount resets every year. The current catastrophic cap amounts are: 

• Active Duty Group A: $1,000
• Active Duty Group B: $1,058
• Retired Group A: $3,500
• Retired Group B: $3,703

Copay Amounts

A copay is what you are usually required to pay when you visit a doctor, the hospital, or receive any healthcare service. These amounts are for in-network care.

Keep Up with Changes to Tricare and Your Other Benefits

Want to know about changes in military benefits as they happen? Subscribe to Military.com to get the latest benefits news delivered directly straight to your inbox.