When you retire, you may be able to elect any of several Survivor Benefit Plan (SBP) options, which are listed below. SBP elections can't be canceled or changed after retirement except in specific instances such as a change in your marital status or after the loss of a beneficiary.
At retirement, full basic SBP for spouse and children will take effect automatically if you don't make any other choice. You may not reduce or decline spouse coverage without your spouse's written consent. If you have a former spouse, it may affect your options.
Select one of the SBP options for specifics on costs and benefits for that option:
- Spouse Coverage
- Former Spouse Coverage
- Child Coverage
- Spouse (Former Spouse) and Children Coverage
- Person With Insurable Interest Coverage
- Coverage for Disabled Dependents
- Frequently Asked Questions About SBP
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