While everyone in the military knows that paydays are on the 1st and 15th of every month, the actual payday doesn't always land on those dates because of weekends and holidays.
What many people are not aware of is the fact that if they have a bank account with USAA, their pay will be in the bank before payday.
Related: Calculate your pay with the Military.com pay calculator.
In fact, USAA makes military pay available as soon as two days early as long as it receives needed information from the military in time.
2026 USAA Pay Dates
| Month | Military Payday | Soonest Available in USAA |
| January | Jan. 15 | Jan. 13 |
| Jan. 30 | Jan. 28 | |
| February | Feb. 13 | Feb. 11 |
| Feb. 27 | Feb. 25 | |
| March | Mar. 13 | Mar. 11 |
| Apr. 1 | Mar. 29 | |
| April | Apr. 15 | Apr. 13 |
| May 1 | Apr. 29 | |
| May | May 15 | May 13 |
| May 29 | May 27 | |
| June | June 15 | June 13 |
| July 1 | June 29 | |
| July | July 15 | July 13 |
| July 31 | July 29 | |
| August | Aug. 14 | Aug. 12 |
| Sep. 1 | Aug. 30 | |
| September | Sep. 15 | Sep. 13 |
| Oct. 1 | Sep. 29 | |
| October | Oct. 15 | Oct. 13 |
| Oct. 30 | Oct. 28 | |
| November | Nov. 13 | Nov. 11 |
| Dec. 1 | Nov. 29 | |
| December | Dec. 15 | Dec. 13 |
| Dec. 31 | Dec. 29 |
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