Federal Law Keeps You From Losing Insurance Due To Joining Military Or Mobilizing

Computer keyboard with "insurance" written on a key

The Servicemembers Civil Relief Act (SCRA) protects you from losing health or life insurance coverage if you join the military, are called to active duty, deployed or PCS overseas.

Health Insurance Protection Under SCRA

If you are called to active duty, or mobilized you can reinstate any health insurance that was in effect on the day before you were activated once you get out.

Life Insurance Protection Under SCRA

Your life insurance policy is protected against lapse, termination, and forfeiture for nonpayment of premiums for the entire length of service plus two years.

Activated reserves also become eligible for the Servicemember's Group Life Insurance (SGLI). Click here to learn more about SGLI.

Contact your local legal office for more information.

Cover Your Bases Before Activation or Deployment

SGLI may not be enough to cover your family's needs. Explore life insurance options with our free tool that compares rates and matches you to the coverage your family needs.

Know All Your Legal Rights and Benefits

Be aware and get what you are entitled to. Keep up with all the legal benefits available to you as a service member, veteran or spouse and get updates delivered straight to your inbox by subscribing to Military.com.

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