Here are financial incentives to continue serving in the Guard or Reserve: (1) reserve retirement can provide a powerful boost to your financial security; (2) continuing to serve can open your eligibility for TRICARE Reserve Select (TRS); (3) it might offer you an opportunity to save big money by opting out of your civilian employer’s health coverage; (4) once you sign up for Medicare, you will switch to TRICARE for Life and will not need Medicare Supplement Insurance; (5) you will continue to be eligible for $400,000 of Servicemembers’ Group Life Insurance coverage; (6) continuing to serve also affords you the opportunity to earn monthly drill pay along with active-duty pay for annual training; and (7) you will still have an ID card that will allow you to use a nearby installation’s PX/BX, commissary, MWR and other money-saving services. For more on serving in the Guard and Reserve, visit the Joining the Military section.